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Date: Tue, 07/06/2010 - 12:52

Submitted by deanna.kayin
on Tue, 07/06/2010 - 12:52

Posts: Credits: [Donate]

Total Replies: 2


Do you consolidate debt to payday loans and banks? Also, I do not know everything that is on all three of my reports so will you be able to find that?


Debt from payday loans and bank debts can be consolidated unless they are secured debts, i.e., you have put up some kind of asset up as collateral. Debt consolidation is only available for unsecured debts.
I do not believe your credit score can be accessed by just anyone. I believe (and I could be wrong) that a creditor or other person needs authorization to check someone's credit report due to the sensitive nature of the information on it. You can access your own credit report and see what debts are reported on it.


lrhall41

Submitted by OVLG Attorney on Tue, 07/06/2010 - 13:02

( Posts: 511 | Credits: )


Quote:

Also, I do not know everything that is on all three of my reports so will you be able to find that?
To know how many accounts you have, how much you owe on each of the accounts, your creditors, or lenders, and collection agencies, you will have to pull a copy of your credit report. You will be able to get a copy of your credit report from www.annualcreditreport.com or from Myfico.com.

For the money that you owe to the banks, you can consolidate the debts. However, you need to provide more details on your debts. You can also consolidate your payday loans. However, you need to check out whether or not payday lending is allowed in your state. Check out the payday lending laws in your state from http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html .


lrhall41

Submitted by SC on Tue, 07/06/2010 - 23:37

( Posts: 3937 | Credits: )