trying to clear credt history

Date: Wed, 07/07/2010 - 13:13

Submitted by anonymous
on Wed, 07/07/2010 - 13:13

Posts: 202330 Credits: [Donate]

Total Replies: 2

Question? I recently got my credit report for the year and I found a bill on my report that I thought was paid . I even got a paid in full letter from the agency. How can I make sure that the collction agencies listed on my report are acuurate? and, what is the precedureto take when dealing with these kind of problems?

You need to contact the credit bureau and send them a copy if th

You need to contact the credit bureau and send them a copy if the PIF letter you got. The bureau will then conduct an investigation of its own and then remove the inaccurate listing.

lrhall41

Submitted by OVLG Attorney on Wed, 07/07/2010 - 13:18

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Quote:I found a bill on my report that I thought was paid.Can I

Quote:

I found a bill on my report that I thought was paid.

Can I know if you mean to say that the account status has not been updated to "Paid"? If it is so, you can send in a dispute letter to the credit bureaus, and attach a copy of the paid in full letter from the collection agency. Also attach a copy of your payment receipt as proof.

You will get the sample dispute letter at http://www.debtconsolidationcare.com/letters/sample13.html .

lrhall41

Submitted by SC on Wed, 07/07/2010 - 22:32

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