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Illinois help

Date: Fri, 07/09/2010 - 06:59

Submitted by anonymous
on Fri, 07/09/2010 - 06:59

Posts: 202330 Credits: [Donate]

Total Replies: 5


Got myself into a fine mess. We had just moved and I got two small payday loans to kind of cover some moving expenses. Long story short, now I have six. I'm more than willing to pay what I owe, but as it stands right now, I have more than 500 dollars coming automatically out of my checking account right now every two weeks and am in a constant hole. I've been trying to figure out myself how to handle, but I need help .

I have the following ~ can someone let me know if you're familiar with these and if they're legal??
Lakota Cash
Cash Adv Networks
Starcash
One Click Cash
Summit Group
Sandpoint Capital

ANy help is appreciated ... thank you!


Quote:

Originally Posted by Anonymous
Got myself into a fine mess. We had just moved and I got two small payday loans to kind of cover some moving expenses. Long story short, now I have six. I'm more than willing to pay what I owe, but as it stands right now, I have more than 500 dollars coming automatically out of my checking account right now every two weeks and am in a constant hole. I've been trying to figure out myself how to handle, but I need help .

I have the following ~ can someone let me know if you're familiar with these and if they're legal??
Lakota Cash
Cash Adv Networks
Starcash
One Click Cash
Summit Group
Sandpoint Capital

ANy help is appreciated ... thank you!


welcome to the forum.first off being in IL myself i can tell you none of these pdl's are legal in IL.therefore you only owe the principle borrowed.a couple of questions.

how much borrowed from each.
how much debited by each until now.

first thing you need to do is secure your account as these places will debit forever if you allow it.second please answer the two questions it help us help you further.


lrhall41

Submitted by paulmergel on Fri, 07/09/2010 - 07:09

( Posts: 15514 | Credits: )


Thanks for the quick response. I still can't believe I let this happen.

Lakota Cash Borrowed 400 have paid 625

Cash Adv Networks Brd 400 Paid 360

StarCash Borrowed 350 Paid 105

OneClickCash Borrowed 200 Paid 240

Summit Group Borrowed 200 Paid 120

Sandpoint Capital Borrowed 250 Paid 75



As for securing my account ~ will blocking them be effective? I have all automatic bills and would prefer not to have to switch all of it, as well as direct deposit. Obviously I will if necessary as it's my own fault, but in your experience does just blocking it work?


lrhall41

Submitted by on Fri, 07/09/2010 - 07:30

( Posts: | Credits: )


Quote:

Originally Posted by Anonymous
Thanks for the quick response. I still can't believe I let this happen.

Lakota Cash Borrowed 400 have paid 625

Cash Adv Networks Brd 400 Paid 360

StarCash Borrowed 350 Paid 105

OneClickCash Borrowed 200 Paid 240

Summit Group Borrowed 200 Paid 120

Sandpoint Capital Borrowed 250 Paid 75



As for securing my account ~ will blocking them be effective? I have all automatic bills and would prefer not to have to switch all of it, as well as direct deposit. Obviously I will if necessary as it's my own fault, but in your experience does just blocking it work?


if you mean by stop payments?no they will just switch amounts,co names,or put a paper check through.btw here is what you owe.

lakota cash owes you 225.00
cash adv network you owe 40.00
star you owe 245.00
one click owes you 40.00
summit you owe 80.00
sandpoint you owe 175.00

it is best to close that account.see the manager for this.alot of people have had new accounts with the same bank not linked to the old one.they even got the customer's direct deposit switched to that account.explain to the legit places that you will be setting up a new account,and they should understand.just make sure none of the pdl's will be able to access the new account.now once that is done go to the stickt titled DEALING WITH ILLEGAL LENDERS.it is at the top of this forum.it gives all the tools you need to get these places out of your life.we are here to answer any further questions.


lrhall41

Submitted by paulmergel on Fri, 07/09/2010 - 07:43

( Posts: 15514 | Credits: )


Thank you so very much. I really appreciate not only the quick response but the honest detailed information. Luckily I have two weeks to get the bank account switched, I will go there today. Thank you again for your help!!
This place has really saved me ~ it's amazing how fast a hole can spiral downward.


lrhall41

Submitted by on Fri, 07/09/2010 - 07:45

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