PDL refuses to give me address

Shoot them an email. If you do send a fax, make sure you don't use your employers fax or you will be opening a whole new can of worms.

Thanks Shazzers. I had the guy tell me today that they were going to come to my work and home. He also said he was going to call the cops and file fraud charges. He still refused to give me a physical mailing address. He said state laws dont apply because they are in costa rica.

Yet is says this on their website:

"IMPORTANT DISCLOSURES: AdvanceMeToday.com and its affiliates offer payday advances, installment loans and credit services only to residents in those states where permitted by law."

Also they sent me something with this on it"

"
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or http://www.ftc.gov."
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Its freakin funny how legit they are trying to be.

Well goody for them, their Costa Rica laws don't apply to you. lol

I've had problems with them too. I sent Advance Me today a C & D letter last week and they continue to call me, last night I sent them another letter saying I will only communicate through email. They called me today from 2 different numbers and told me to "get with it" and call them back. They also sent me an email telling me I promised to call and have until Wed. 7/21 to call them, which I did not. No address in the US still. Does anyone have an idea of how I should respond to this?

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i emailed them my letter and they responded with "we're enforcing the contract". i'm now 5 days past due according to their site and waiting for them to start calling. i feel beaten down already as i keep reading bad things about this company and afraid that they are going to start harrassing me soon at work. anyone out there who have dealth with them with success?

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These companies try to intimidate people by using pseudo-legal jargon, threats, etc. Please don't fall for it. Yes, they'll probably call but there's no law says you have to stay on the line with them; when you hear who it is, just hang up. As for them being on Costa Rica, it's highly doubtful they're going to hop on a plane to come after a $300 loan. I had an outfit overseas give me that threat, I told 'em to come on over, I'd be at the front door waiting. Please keep us posted what happens - by the way, have you secured your checking account or, better yet, closed it and opened another one, to keep them from getting your $$$?

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