Debt Validation Request Question
Date: Wed, 07/14/2010 - 05:26
First - thanks to all of you on here - you are extremely helpful. I have been receiving calls from Portfolio Recovery Assocs. about a cc debt. Thanks to this forum, I have refused to acknowledge any debt over the phone and have twice requested a debt validation letter. They have sent me nothing yet continue to call me. Is a debt validation something I need to request in writing? Any help is appreciated.
If you received a letter from them you should send debt validati
If you received a letter from them you should send debt validation letter within 30 days.
Quote:Originally Posted by OZZIE69If you received a letter from
Quote:
Originally Posted by OZZIE69 If you received a letter from them you should send debt validation letter within 30 days. |
I have received nothing from them in writing - only phone calls. I had requested them to validate the debt verbally over the phone. What is my next step?
Send them a letter requesting that you only wish to be contacted
Send them a letter requesting that you only wish to be contacted via written correspondence and any phone calls you will consider as phone harassment. Ask them to send you valid proof of the debt they allege you owe them. Their address is 140 Corporate Boulevard, Norfolk, VA 23502. There is some great, free information at www.freedomfromcreditors.com and I would be happy to help you with wording of the letter if you contact me through that website. Rodney