Help a kid out!!

Date: Wed, 07/14/2010 - 11:04

Submitted by anonymous
on Wed, 07/14/2010 - 11:04

Posts: 202330 Credits: [Donate]

Total Replies: 2

I live in NC and after I graduated high school I decided to treat myself to a trip to a european country. My dad split town when i was young and my mom has been raising my little sister on minimum salary job. Needless to say there was no fancy graduation gifts or parties, and until then i had not ever left the country. To make a long story short I maxd a credit card in 2007 and got a regular payments when i returned, lost my job, dropped out of school(temporarily) and have been caught up in the mix ever since. Im doing somewhat better now and have enough to cover my immediate bills and rent. but i have been summoned to court by the card company and i'm kind of freaking out... I only spent $1000 on the card.
Can someone shed some light on me?

Most important! Show up in court or you will get a judgement aga

Most important! Show up in court or you will get a judgement against you by default! When you go they will probably hook you up with a mediator and a payment arragement will be made! Not a big deal! Relax!

lrhall41

Submitted by Frogpatch on Wed, 07/14/2010 - 12:00

( Posts: 5381 | Credits: )

I agree, as long as you show up in court and explain your situat

I agree, as long as you show up in court and explain your situation its all good! I've read that you cannot go to jail for a debt because it is a civil matter. relax, you'r too young to start having all these problems, thank God you're able to pay bills and rent. just don't get anymore credit cards please! and the fact that you said you "only spent $1000" sounds bad, it should sound like alot because a 1000 is 1000. don't take debt too light either, wheather is $1 or $1000 it is a debt and you don't want that in your life sweetie. I with you the best, don't be scared and this happens to many people, myself included! Good luck and may God be with you!

lrhall41

Submitted by Paulie on Thu, 07/15/2010 - 08:40

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