Payday loan

Payday lenders are prohibited in your state! Cashnetusa is the only legal lender you have and they are registered as a CSO. CLICK HERE to find out how to deal with illegal lenders.

Don't pay a dime to the illegal payday lenders. I presume that you've already paid a lot to them. You're legally liable to pay only to Cashnetusa, who are the only lender you've in your list.

Send letters to each of the illegal payday loan lenders stating that you're revoking all ACH authorizations with that particular company and tell them to stop contacting you.

If the collection procedures continue, you can file cases against them with the BBB or the FTC.

Since you owe the debts, if you want, you can pay the debts but make sure you only pay the amount you borrowed.

I'd also contact the Maryland Dept. of Financial Regulation (phone # and address listed on this site under MD laws); they were a big help to me in getting out of the PDL cycle (in addition to this GREAT website as well!)

Thank you for all you comments. It is a big help. I really really appreciate it.

Thanks
Kumar