Payday Loan Consolidation

If you have Internet Payday loans the chances are very high they aren't even legal/licensed. I wouldn't hire a debt consolidation company to do, what you can do FREE. Besides that, illegal lenders DO NOT negotiate fairly.
List the following information so we can help you resolve this:
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.

The total amount of your payday loans is too small to take the help of a debt consolidation company. If you're dead serious about consolidating your payday loans (mainly the internet ones) here's how you should go forward and consolidate your loans on your own -

First, calculate the total amount of debt that you have with all the payday lenders. Next, create a budget for yourself. Check out where you can minimize your spendings and create a fund from which you'll pay to your lenders each month. Determine the amount that you can manage to pay each month towards your debt.

Then, you should contact each of your payday loan lenders and negotiate with them to obtain lower interest rates on your payday loans. You should also negotiate to cancel your late fees.

Try to chalk out a new repayment plan with the payday lenders. Make sure the plan is such that you can continue make monthly payments and get out of the payday loan debts within a short time.