Response to DV
Date: Thu, 07/22/2010 - 18:26
There is no time limit. They just cannot continue to collect un
There is no time limit. They just cannot continue to collect until they validate the debt.
Quote:Originally Posted by SOAPLADYThere is no time limit. They
Quote:
Originally Posted by SOAPLADY There is no time limit. They just cannot continue to collect until they validate the debt. |
thank you
According to Section 809(b) of FDCPA, if the consumer notifies t
According to Section 809(b) of FDCPA, if the consumer notifies the debt collector in writing and disputes the debt or the consumer requests the name and address of the original creditor, the collection agency or the debt collector will have to stop all collection of the debt until the collection agency obtains verification of the debt or the name and address of the original creditor, and mail it to the consumer.
So, as per the law, if you've sent a debt validation letter, the collection agency cannot make collections until they validate the debt and notify you.
Hi All! Regarding above....Does that mean they can not go th
Hi All!
Regarding above....Does that mean they can not go through with a court case?....I recd a letter from Blatt, Hasenmiller blah, blah on behalf of Livingston Financial LLC stating I was being sued....I checked the County Clerk's website and it shows that they had attempted to serve a summons, but it was returned for "No Contact" (Which is untrue, I work from home and am here every day!)...Can they proceed even though they have NOT validated the debt? I sent a month ago...Thanks for your help!
T.E.
