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National Financial Services - Keeps calling the wrong person

Date: Sat, 07/24/2010 - 17:09

Submitted by anonymous
on Sat, 07/24/2010 - 17:09

Posts: 202330 Credits: [Donate]

Total Replies: 8


Hi,
I have been receiving calls from National Financial Services.
Several months ago I called them back and they asked for my SS# in order to confirm that I am the person they are after, ( I have a rather common name) I would not give my SS# to anyone over the phone so they said they would keep calling... and they have.
My first move was to check my credit report, and it is perfect, no unpaid debts.
If I really owe someone money I would pay them but no one ever contact me, they probably have the wrong person, but the guy I spoke to would give no details until I gave my SS and that's not happening. I've read nothing good about this company, every post calls them unethical crooks.
I Checked credit my report again recently and its still clean, IS there another way to find out if I really do owe someone money?
Is there way to deal with NFS without giving them any info?


First of all, never give any information to anyone over the phone. As for your query, if you're sure that the debt is not yours, simply send them a cease and desist letter via certified mail and specify that you don't want to be contacted for the same debt anymore in future. Keep a copy of the letter for your records.

If the debt collectors still contact you, file a lawsuit against them with the FTC and your State Attorney General.


lrhall41

Submitted by paulcahill80 on Mon, 07/26/2010 - 04:12

( Posts: 2359 | Credits: )


Your Name
Your Address
City, State, Zip

(Sent via CERTIFIED RETURN MAIL #123 456 789 with RETURN RECEIPT)

Date:
*** Collection Agency/Law Firm
**** Main Street, #100
City Name, USA 10021

Re: File #0000000 - ABC Lenders- #************
-For: $6655.55

Dear Debt Collector /Debt Collector Attorney:

This will serve as your legal notice under provisions of federal law, the Fair Debt Collection Practices Act (FDCPA), to cease all communication with me in regard to the debt referenced above.

If you fail to heed this notice, I will file a formal complaint against you with the Federal Trade Commission who is responsible for enforcement, the States Attorney General office and/or the American Collectors Association or local State Bar Association.


Give this very important matter the attention it deserves.

Sincerely,

Your name


lrhall41

Submitted by SOAPLADY on Mon, 07/26/2010 - 07:11

( Posts: 17315 | Credits: )


Hi,
NAFS finally came forward with some details, it was me they were looking for, and the debt might be legit, I'm checking on it. It is rather small. If its legit and I decide to pay, whats the best method when dealing with a company like this?
Should I get a written statement from them?
What do I want them to include?
Pay with a Credit card or certified check??
Thanks


lrhall41

Submitted by on Tue, 07/27/2010 - 16:59

( Posts: | Credits: )


If the debt is yours, it should be there in your credit report. Just check out how old the debt is. If it has passed the SOL expiry date, then I would rather advise you not to acknowledge the debt. But first, check out whether the debt is a legitimate one and how old the debt is. And yes, keep us posted.


lrhall41

Submitted by paulcahill80 on Wed, 07/28/2010 - 21:22

( Posts: 2359 | Credits: )