New Here and would love some advice
Date: Sun, 07/25/2010 - 17:34
I have read through some of your posts and it has been helpful. I went to my bank and asked that all ACH debits be blocked by the PDL companies that I had [URL="http://www.debtconsolidationcare.com/forums/#"]loans[/URL] with. She was very helpful and basically put a block on all of them by company name and also put a block on all future debits they may make.
I have a couple of questions though...
Should I still close my bank account? I have had it for years and the manager also told me that once I have notified all of the PDL's and have copies of the letters I sent, they will give any money back to me. Does it still make sense to close it?
Also I have [URL="http://www.debtconsolidationcare.com/forums/#"]fax numbers[/URL] for 2 of my PDL's
oneclickcash
US Fast Cash
But there are two more that I can only find the address for and was wondering if you had any other info about them?
One is First national Fund Daily, there is no website I see, only the number 800-366-0566
The second is PDL Ventures, and I found them on BBB with a variety of names. I do have a phone number and a po box address. 866-824-0893.
This is what the BBB had listed for PDL Venture
Business Name: PDL Ventures
High Country Loans
Impact Cash, LLC
PDL Technologies
Red River Ventures, LLC
Rocky Boy Technologies, LLC
Rocky Boy Ventures
Rockyboy Technologies
Business Address: PO Box 270
Box Elder, MT 59521
Principal: Maranea, Account Services
Phone Number: (866) 631-8201
(800) 707-0102
(866) 824-0893
After reading some of your posts, does it make sense to try and find the ACH processer info? I did see that Intercept is one fro USFast Cash, does anyone know the processors for any of the others I have listed?
On a side note, finding this site was a godsend...
I have a couple of questions though...
Should I still close my bank account? I have had it for years and the manager also told me that once I have notified all of the PDL's and have copies of the letters I sent, they will give any money back to me. Does it still make sense to close it?
Also I have [URL="http://www.debtconsolidationcare.com/forums/#"]fax numbers[/URL] for 2 of my PDL's
oneclickcash
US Fast Cash
But there are two more that I can only find the address for and was wondering if you had any other info about them?
One is First national Fund Daily, there is no website I see, only the number 800-366-0566
The second is PDL Ventures, and I found them on BBB with a variety of names. I do have a phone number and a po box address. 866-824-0893.
This is what the BBB had listed for PDL Venture
Business Name: PDL Ventures
High Country Loans
Impact Cash, LLC
PDL Technologies
Red River Ventures, LLC
Rocky Boy Technologies, LLC
Rocky Boy Ventures
Rockyboy Technologies
Business Address: PO Box 270
Box Elder, MT 59521
Principal: Maranea, Account Services
Phone Number: (866) 631-8201
(800) 707-0102
(866) 824-0893
After reading some of your posts, does it make sense to try and find the ACH processer info? I did see that Intercept is one fro USFast Cash, does anyone know the processors for any of the others I have listed?
On a side note, finding this site was a godsend...
I replied to your PM, but I am going to post the Delaware licens
I replied to your PM, but I am going to post the Delaware licensee data base link for payday loans for others:
http://banking.delaware.gov/information/nondepsearch.shtml
CLICK HERE to find out how to deal with illegal lenders.
CLICK HERE to find out how to deal with illegal lenders.
Thank you for your answers, it seems like Delaware doesn't allow
Thank you for your answers, it seems like Delaware doesn't allow any of the lenders I have and I didn't see a license for them at all. Should I use your letter and add my state laws to fax to them? Also do you have any info on other ACH processesors? I did find one.
Thanks for Your help
Quote:
Originally Posted by Shazzers CLICK HERE to find out how to deal with illegal lenders. |
Shazzers, thank you for your help. Actually I just went to my bank and had everything blocked and opened up another account. When I sent the letter to PDL Loan (AKA High Country) I got the following email within an hour of sending the fax....
Ms. Williams,
We are sorry to hear you have not been satisfied with your experience
with Spot On Loans. We have reviewed your account with us and we are
willing to settle on your account. We will settle with one final payment of
$455.00.
This payment will need to be made via money order and sent to the
address below. We will allow 30 days for receipt of this payment.
However, if we do not receive payment on or before 08/30/2010 the
collection process will continue on your loan and you will no longer
be eligible for a settlement.
Spot On Loans
P.O. Box 140
Box Elder, MT 59521
--
Thank you,
Account Services
Spot on Loans, formerly PDL Ventures
1-800-707-0102 ext. 1850
Monday-Friday, 7-3pm (MST)
[EMAIL="Accountservices@spotonloans.com"]Accountservices@spotonloans.com[/EMAIL]
*You must notify this office within 30 days after receiving the first
notice if you dispute the validity of the debt or any portion thereof or
the office will assume the debt is valid. This communication is from a debt
collector. This is an attempt to collect a debt. Any information obtained
will be used for that purpose.*
As you can see, they go by about 10 different names, and I listed all of them on my letter so they couldn't come back into my account under another name. I am so thankful for this forum, and feel like I am getting back in control. I am still awaiting an answer form USFastCash, and OneClickCash, both operated by the same company.
I just noticed something, they sent you the mini Miranda warning
I just noticed something, they sent you the mini Miranda warning with their email, how stupid are they? That applies to third party collectors, I bet one of the employees did a quick scan of the FDCPA and decided to add that to your email to make it sound more "official", lol. What a bunch of idiots!