What Do I need to do in Texas"
Date: Tue, 07/27/2010 - 08:00
I live in Texas and have loans with:
mycashcompany.com - $500 - paid $150
mycashcenter - $300 - paid $90
cashadvancenetwork - $300 - paid $540
Speedycash - $500 - paid $127
Signmyloan - $300 paid $91 (overpaid previous loan by $200)
Instantcashusa - $250 paid $540
payday1 - $100 - paid $105
Zip19 - $375 - paid $0
Beacon - $200 - paid $0
What do I need to do?
you can send ACH revok. letters if they're illegal in tx or if t
you can send ACH revok. letters if they're illegal in tx or if they won't work with a payment plan. find out who;s illegal and start from there
http://occc01.occc.state.tx.us/default.asp
as for the legal ones, i closed my account, i let them know my s
as for the legal ones, i closed my account, i let them know my situation in writing and they're all copperating with me as of now and they were nice, they thanked me for calling them and letting them know about my situation. I have now worked payment plans with almost all the 10 PDL i have
good luck! keep us posted, you can also join the chat every day, i'm always there!
Quote:Originally Posted by Paulieas for the legal ones, i closed
Quote:
Originally Posted by Paulie as for the legal ones, i closed my account, i let them know my situation in writing and they're all copperating with me as of now and they were nice, they thanked me for calling them and letting them know about my situation. I have now worked payment plans with almost all the 10 PDL i have good luck! keep us posted, you can also join the chat every day, i'm always there! |
How easy was speedy cash to work with? I have to start this process tomorrow and I believe that they are the only legal one that I have out. any advice would be awesome.
Most of your lenders are not licensed to lend in your state, I a
Most of your lenders are not licensed to lend in your state, I am going to give you a couple of links so you can research them yourself:
http://occc01.occc.state.tx.us/default.asp
https://direct.sos.state.tx.us/cso/csosearch.asp
CLICK HERE to find out how to deal with illegal lenders.
CLICK HERE to find out how to deal with illegal lenders.
Follow Shazzers advice, she know alot of good info, read through
Follow Shazzers advice, she know alot of good info, read through out other threads of people with similiar situation and you'll see replies that can relate to your situation from the experts.
Alright. I sent all the letters out and closed my account. I alr
Alright. I sent all the letters out and closed my account. I already heard back from pay1day and they will settle the account for the $30 owed. I also heard back from MyCashCenter.com and they are a CSO, though I don't remember seeing that on their website, but they will settle for the principle owed. I will let you know when I get more news.
Quote:Originally Posted by AnonymousAlright. I sent all the lett
Quote:
Originally Posted by Anonymous Alright. I sent all the letters out and closed my account. I already heard back from pay1day and they will settle the account for the $30 owed. I also heard back from MyCashCenter.com and they are a CSO, though I don't remember seeing that on their website, but they will settle for the principle owed. I will let you know when I get more news. |
Yay for you! Please keep us posted on your progress.
Alright, another update, mycashcompany.com marked the account pa
Alright, another update, mycashcompany.com marked the account paid in full, kept a copy of the email and did a screen shot of the account page. Another one down. Thanks for all the help, it just goes to show you can do this on your own, just stick to your guns.
Ive got a company calling saying they'll charge me with theft by
Ive got a company calling saying they'll charge me with theft by deception and fraud because Ive defaulted...really?? Can they do that??
Quote:Originally Posted by AnonymousAlright, another update, myc
Quote:
Originally Posted by Anonymous Alright, another update, mycashcompany.com marked the account paid in full, kept a copy of the email and did a screen shot of the account page. Another one down. Thanks for all the help, it just goes to show you can do this on your own, just stick to your guns. |
Wahoo!!
Quote:Originally Posted by AnonymousIve got a company calling sa
Quote:
Originally Posted by Anonymous Ive got a company calling saying they'll charge me with theft by deception and fraud because Ive defaulted...really?? Can they do that?? |
Name of company? What state are you in?
Alright, I am now trying to get it through InstantCashUSA and Ca
Alright, I am now trying to get it through InstantCashUSA and CashAdvanceNetwork that I will only respond to emails stating PIF. I have sent several Email with the Cease and Desist letter, as well as faxing it to both companies today after they called me. I also filed complaints with the BBB, FTC, and my Attorney General. Anything else I should do?
Sounds like youv'e got it covered! This experience can be used t
Sounds like youv'e got it covered! This experience can be used to help others in the same mess you were in! Please stick around, become a member and help out some other folks! We are all about giving back! Great Job!
All right. I am now a member. I will keep updating on how things
All right. I am now a member. I will keep updating on how things are going. Does anyone have more information on Instant Cash USA and Cash Advance Network, they are the two who are refusing to acknowledge my C&D's as well as calling me at work after being told not to.
