Nationwide cash email help PLEASE

They're full of crap, it's your right to stop preauthorized transfers if you so desire, per the EFTA. You can't be arrested for owing a debt.

Whose name is the loan in, yours or your husbands? I would think if you were able to take a loan out in your husbands name without them talking with him just proves how illegal they actually are. You can revoke your ACH at any time they are just trying to scare you!

it is in hubbys...he is here and knows all about it now but wants them to stop calling his work

Gotcha, I thought that might be a loop hole to help you get them to stop contacting him!

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no they are not licensed in IL...told them to send proof that they are and they said they was in Deleware....how can we stop the calls to his work???

I sent them the letter telling them I will pay what I owe minus the fees from the first loan and to give me a address to send it too. What next when I get a nasty reply???

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I just want to chime in because I just got a different DE payday lender to drop everything and say the debt was now closed & paid in full after I confirmed they were not licensed in my state & followed the "Dealing w/unlicensed lenders" advise.

Of course PDL insisted DE laws apply as the loan originated there, not in my state, but I kept correcting them. Luckily I had an email address, which helped w/instant communication.

Anyway - One thing that I think may have helped is that I pointed out to them how their website has a list of states they do not lend to. I said I assume they avoid those state due to strict PDL laws and asked them why do they abide by those laws and not my state's laws, which I thought was going to be a tough one for them to fudge an answer to. Didn't get an answer to that question, but I got the answer I want - no more ACH debits - bill paid in full.

Anyway - if you want to read my post here's a link. I had success, so it may be of help to you.

http://www.debtconsolidationcare.com/paydayloan/thread77438.html

Thanks for sharing, hopefully it will help someone else !!

I in the same boat with NWC, did you settle with them? If yes, how...they can be very scary. Please help.

I didnt settle with them I paid the balance only because they was calling hubbies work and that can get him fired. I did settle with discount advance though. NWC is a rough one...but dont listen to all there scare tactics though

sounds to me as you took the loan in your hubbies name and he had no clue and thats why you paid for it... tisk tisk... ou shouldn't be trying to hurt your husbands good name

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then if her and him knew about it and the terms up front whats the problem? why take there money if your going to try and beat a company out. we should be fighting the mortgage companies and the 29.9% interest credit cards

these people are nuts....they sent an email telling us we could have another loan with them LMAO I THINK NOT

Please file a complaint with the IL Division of Financial Institutions (aka Dept of Professional and Financial Regulation) to get NWC to stop lending to IL residents (they're not able to lend to IL legally). here's the online complaint form (the more complaints, the more likely IL will be added to NWC's "you come to DE to get a loan unless you live in one of these states that make it illegal to magically teleport to DE to get a loan).
https://www.idfpr.com/dpr/FILING/Complaint.asp

Does anyone have an email address for Nationwide Cash?

They're bad news, I suggest staying away from all of these companies. I would rather suck up my pride and borrow the cash from a friend or family member than resort to dealing with these people. It's not worth the headache.

I got a notice from them as well and they are saying that they don't have to be licensed in my state because they are backed by Federal Law, but yet not by a bank? what does this mean and how should I handle this?

Thanks

I have been dealing with these creeps as well.

I sent them the letter for being non-licensed in my state and they never replied until today. Got at call at work (violation of Federal law) and the guy, a Mr. Paul Miller, stated that state law does not apply since they are based out of Costa Rica (thought they were Delaware). I told him that since he was in violation of Federal and State law that he needed to take the matter up with my state attorney general and get back to me in writing if he was indeed legal to operate in my state.

Well the dude threatened to call my family, friends, work etc. cussing me out all the way. I hung up on him and he promptly called back. The receptionist told him I was busy, during which time the head of the HR dept picked up the wrong line by mistake and he cussed her out. She knows the law pretty well and knew this guy was up to no good so all it did was make her want to reach through the phone and draw blood.

Not sure if he will call back again, but if he does he will get the same response. This outfit is very illegal and bad news. Stay away or get out of dealing with them as fast as you can. They have no regard for the law whatsoever.

Make sure you file a complaint against them with the FTC and your state attorney general's office.