Help is appreciated :)
Date: Wed, 07/28/2010 - 11:30
I have credit card debt from over five years ago and I live in Ohio. Someone tried to deliver a certified letter to my old job. Is it possible I am being sued for old CC debt that fell off my record and has been charged off? (it's from 2000-2001 I believe). Thanks for your help!! :) Also, I looked up the local clerk of courts records as Ihave seen reccommended here, and there were no court cases in my name...
Quote:Originally Posted by AnonymousI have credit card debt from
Quote:
Originally Posted by Anonymous I have credit card debt from over five years ago and I live in Ohio. Someone tried to deliver a certified letter to my old job. Is it possible I am being sued for old CC debt that fell off my record and has been charged off? (it's from 2000-2001 I believe). Thanks for your help!! :) Also, I looked up the local clerk of courts records as Ihave seen reccommended here, and there were no court cases in my name... |
It doesn't matter if it has been charged off. You should determine if it is beyond your State's Statute of Limitations.
It's possible the certified letter is a summons. Ohio does allo
It's possible the certified letter is a summons. Ohio does allow service by certified mail.
And Ohio has long SOL, 15 years for written contracts, 6 years for oral. If they don't have your signature on a contract, it will fall under the 6 year SOL. Recent case law affirms that.
Even better than that, if they don't have your signature, tell t
Even better than that, if they don't have your signature, tell them to buzz off.