MCN/DA/Nationalpayday
Date: Mon, 08/02/2010 - 14:24
I have been researching this site for a few weeks now and realize that I have been way overpaying for PDLS. I have used them in the past - but in the last year have had real issues coming back from unemployment and trying to get caught up.
These are what I currently have.
Paycheck Today says I owe 65 - but I have paid all principal and then some.
Discount Advance just took this out for 480 - saying I owe 620. I have taken out a lot of advance with them in the past (at least 8) though.
National Payday I just took out this loan for 500 so I haven't paid any back on this. I have taken at least 3 other loans and paid back a ton on those.
CMG Group - I paid 450 on this from a 300 loan and revoked status on 7/15. I just disputed their last deduction on Friday as I had already revoked the status.
MyCashNow -I have paid 800 on a 480 loan already - says that I still owe 110.07. I have taken out about 11 loans with them.
PDL Loan Center 45 I have paid 500 on a 300 loan and not sure what they say I owe. I can't really find any info on this company - never had a contract sent to me.
Ameriloan I have paid 470 on a 400 loan in addition to at least 2 other loans taken out before where I overpaid by 375.00 total.
Payday Loan Yes I have paid 325.00 on a 350 loan.
From reading the site though - it looks like I have the hardest time fighting these loans. I really would love to just be done with them.
My bank had no problem disputing CMG and I can't close my account yet. That was the first one I started with to try to dispute. They responded last week saying my account was past due - but then still took money out on Friday.
I have one with Payday One as well and will pay that one back in September or maybe see if they will work out a repayment plan with me. I'm not as worried about that one as I know they are legal.
I am definitely done with these and can't believe how much money I've paid to them. They have saved me in some cases - but paying them back has been much more difficult and I understand how many get in this trap like I have.
These are what I currently have.
Paycheck Today says I owe 65 - but I have paid all principal and then some.
Discount Advance just took this out for 480 - saying I owe 620. I have taken out a lot of advance with them in the past (at least 8) though.
National Payday I just took out this loan for 500 so I haven't paid any back on this. I have taken at least 3 other loans and paid back a ton on those.
CMG Group - I paid 450 on this from a 300 loan and revoked status on 7/15. I just disputed their last deduction on Friday as I had already revoked the status.
MyCashNow -I have paid 800 on a 480 loan already - says that I still owe 110.07. I have taken out about 11 loans with them.
PDL Loan Center 45 I have paid 500 on a 300 loan and not sure what they say I owe. I can't really find any info on this company - never had a contract sent to me.
Ameriloan I have paid 470 on a 400 loan in addition to at least 2 other loans taken out before where I overpaid by 375.00 total.
Payday Loan Yes I have paid 325.00 on a 350 loan.
From reading the site though - it looks like I have the hardest time fighting these loans. I really would love to just be done with them.
My bank had no problem disputing CMG and I can't close my account yet. That was the first one I started with to try to dispute. They responded last week saying my account was past due - but then still took money out on Friday.
I have one with Payday One as well and will pay that one back in September or maybe see if they will work out a repayment plan with me. I'm not as worried about that one as I know they are legal.
I am definitely done with these and can't believe how much money I've paid to them. They have saved me in some cases - but paying them back has been much more difficult and I understand how many get in this trap like I have.
Oh sorry - I'm in Michigan. I know that most of these are illeg
Oh sorry - I'm in Michigan. I know that most of these are illegal here.
Quote:Originally Posted by Angelina BoringOh sorry - I'm in Mich
Quote:
Originally Posted by Angelina Boring Oh sorry - I'm in Michigan. I know that most of these are illegal here. |
OK, if you are aware of their legal status, then what was your question? As far as the illegal lenders, CLICK HERE to find out how to deal with illegal lenders.