1st national collection bureau inc
Date: Fri, 08/06/2010 - 18:15
also got a letter from first national from a creditor that i havent heard from n over a yr. isnt there some kinda law stating that if you dont rec. ne correspondence within 365 days on a del. account u r no longer resp. for it? and since they are not reg. with bbb should i just contact the orginal creditor or a lawyer? lol
Are you saying that the account is deleted? Or it's charged off
Are you saying that the account is deleted? Or it's charged off and has gone to the CA?
If your deleted account has gone to the CA, you can dispute it with them. Check out your credit report to see if the account is showing on it.
Quote:Originally Posted by Anonymousalso got a letter from first
Quote:
Originally Posted by Anonymous also got a letter from first national from a creditor that i havent heard from n over a yr. isnt there some kinda law stating that if you dont rec. ne correspondence within 365 days on a del. account u r no longer resp. for it? and since they are not reg. with bbb should i just contact the orginal creditor or a lawyer? lol |
Nope...no such law. Each state has an SOL which states who long you can legally be sued thru the courts. Even once that SOL has expired, you still owe they debt, they just cant take you to court.
