What Can I do?
Date: Wed, 08/11/2010 - 10:43
I have pdl over the internet and store front. How can I found out if these loans are legal in Texas? I see Cashnet USA is leagal the other 6 I don't know. They are Purpose Money,Payday loan Yes,cashcall,nationwide cash,and Sagamore. Im tired of this cycle and want it to end, i have a attorney calling me about one of them from 3yrs ago. All I remember is i borrowed 200. the next payday i extened the loan they draft my acct for 37.00 that friday then on monday they attempted to draft my acct for 237.00. of course it wasn't there so i kept getting nsf fund fees for daily attempts until i had to close my acct. Now this attorney want to sue for theft and fraud. Can anyone please help me on what can I do?
you will find it here http://www.debtconsolidationcare.com/payda
you will find it here http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html select your state name from there
You can search the payday loan licensee data base at the Texas O
You can search the payday loan licensee data base at the Texas Office of Consumer Credit Commissioner at the link below:
http://occc01.occc.state.tx.us/default.asp
Also make sure you search and confirm whether any of your lenders are CSO's at the link below:
https://direct.sos.state.tx.us/cso/csosearch.asp
Quote:Originally Posted by angelsoft2sweetI have pdl over the in
Quote:
Originally Posted by angelsoft2sweet I have pdl over the internet and store front. How can I found out if these loans are legal in Texas? I see Cashnet USA is leagal the other 6 I don't know. They are Purpose Money,Payday loan Yes,cashcall,nationwide cash,and Sagamore. Im tired of this cycle and want it to end, i have a attorney calling me about one of them from 3yrs ago. All I remember is i borrowed 200. the next payday i extened the loan they draft my acct for 37.00 that friday then on monday they attempted to draft my acct for 237.00. of course it wasn't there so i kept getting nsf fund fees for daily attempts until i had to close my acct. Now this attorney want to sue for theft and fraud. Can anyone please help me on what can I do? |
Never admit to owing a debt to a voice on the phone, they are required by law (FDCPA) to send you a letter of collection via the mail within 5 days of their first initial contact with you.