Error and where Palisades registered?

Patricia

As per the BBB sources, Palisades collection LLC uses the following address:

Palisades Collection, LLC
87 South Commerce Way
Suite 70
Bethlehem, PA 18017
Northampton County
(800) 873-5648
(866) 230-8075

They operate under the same registered name at the same address. Moreover, the BBB has processed the consumer complaints against them at this address only.

It seems that there might be some printing mistake in the bill sent to you. Call back the number and verify their address.

Palisade collection LLC is a Delaware Limited Liability company with a principle address at 210 Sylvan Ave in Englwood Cliffs NJ 07632,managed and operated by Gary Stern telphone number 201-567-5648,all of their AT& account are aged out,means they cannot collect.their reporting violates the fdcpa AND FCRA.

I cant get a loan for law school b/c of the negative mark on my credit report b/c of Palisades and a cell phone I never had. does anyone have a number I can contact them with?

Palisade can be reached at 201-567-5648. Inquire about the account they are showing in your credit file. Ask them for the complete details so that you can arrange payments. If the company fails to give you the requested information, the company must report the account as inaccurate to the bureau. This will improve your credit file

"I cant get a loan for law school b/c of the negative mark on my credit report b/c of Palisades and a cell phone I never had"

I had the exact thing happen to me by Collectcorp. Couldnt get my loans, and couldnt be accepted the following year b/c they upped the prerequisiters for entry. This was also due to fake bills.

Guest, dispute the incorrect items with the credit bureau. Reporting wrong information in the credit file is violation of the federal laws.

Highlight the item and explain the situation to the credit bureau. They will conduct an investigation and if your dispute is found correct, the file will be updated with the correct info.

I have a past due account with AT&T from 4 years ago, and I was just served papers today from Palisades collection. I have never heard of these people, and have never received any communication from them until now. And now the only thing I have are the papers that I was served. Help Please.

Panda, do you think the account brought forward by Palisades is correct by all means? Most of the files on which Palisades attempts collections are disputed. You must verify the info before making any payment agreement.

You must also check the date of last payment done towards the account. Chances are that the debt has run out of the SOL as per your state laws. If the statutes have expired, they cannot force you to pay the account. Make sure that you have verified the complete information about this debt. More discussions on Palisades have been posted in the threads below. Check them so that you are informed about their collection practices.

http://forums.debtcc.com/forums/palisades.html

http://forums.debtcc.com/forums/about6229.html

A law firm has sent me a letter saying I owe $1800 to Palisades from a 4 year old debt. Like everyone else it is the first I've heard of this debt. I sent them a letter disputing the validity and asked for verification so I could see if it really is a debt I owed because it was never reported on any of the three CA???s. Unfortunately I didn't send it certified. That was about two months ago. Fore days ago they tried to serve me a summons but they had my dad's address, so I know their trying. Two day's ago after finding this site I sent a certified letter to both Palisades and the law firm. My question is, dose anyone knows if because they've filed a clam through the courts, do I still have the right to see verification before my court date or do I just need to hire a lawyer and work this out in court. I feel like I'm running out of time and am scared I'll miss my court date if the summons people can't find me in time. Should I try and get the summons?

Thing that gets me is this came out of nowhere. If I could verify this as being my debt I would have been more then happy to take care of it so it wouldn't go on my credit, but some thing is wrong here, I've got no record of this and am not sure if my X wife (4 years ago I was married) had anything to do with this debt.

Palisades needs to honor your validation request after receiving the letter. They won't escape this request from you even after the matter is pushed at the court room. You need to know the actual details of this debt and that Palisades is authorized for the collection. Keep the green copy signed by the company in safe place. This is your important proof and the first step towards fixing the problem.

I've NEVER had AT&T service, yet Palisades is claiming I owe them over $1200.00. I've notified Palisades, the 3 bureaus, and the FTC. Yesterday, they sent me a letter saying that I'm alledging identity theft, and are asking me to gather an official police report detailing my claim and a notarized Affidavit of Fraud.

I've never alledged identity theft. In fact I asked in my letter to them to provide me with ANY AUTHENTIC signature authoring any service from AT&T. I have NO IDEA how they got my social, but shouldn't the burden of proof be on THEM instead of me???

Please help!

email address removed as per forum rules - Mike

Drew, I've been doing a lot of research on Palisades and just got back from seeing my lawyer. Palisades buys thousands of names from companies like AT&T for pennies on the dollar, its big business. They don't expect to collect all of it. Say they buy a thousand names, well if they can bully twenty people into paying the full amount they're doing good. They make up the cost of the thousand names and some profit too. Those twenty people are ones who don't want this on there CR's, have something to lose, and don't know their rights. The others file bankruptcy, or just don't give a dam, just another mark on an already bad CR. But a few like me make life to costly for the collection lawyers to really make any money. How do you do that? Peruse them. Keep in the back of your mind that if this is a legitimate and signed debt from 6 or fewer years, three verbal, remember they didn't pay much for it. Offer $0.50 to the dollar, if it???s yours. But first make sure you sent that certified letter, they only have 30 days to prove to you owe that debt other wise it will most likely get dropped in court. If you get summonsed, write that you dispute the clam on the summons. Show up for your court date. It will shock the hell out of them. They don't want you to show up because it's going to start to cost them even if it's a legitimate clam. Their lawyers get a small percent of what they collect, about 10 percent or so. They want to deal in bulk not individual hassles. In the first court date you're only there to dispute their clam. The second is a hearing were you present evident to dispute it. So they would have to spend hours in preparation time. This time is not worth the commission on a measly $1200. At this point you offer the .50 cents for every dollar you owe. If your summons gets thrown in the gutter and the person that supposedly served you signed you name or the name of someone 18 or older in your household. You could go after them at anytime even after your court date. Those people get $35 for to legitimate attempts at serving you and $10 to hand it to you. A lot of the time your summons ends up in the gutter and they say you signed, falsifying court documents and ending your troubles with Palisades. If this is not you debt, get a lawyer and sue.