What do I do next?
Date: Mon, 08/16/2010 - 10:44
Submitted by Stephanie Storey Morant
on
Mon, 08/16/2010 - 10:44
Total Replies: 2
I live in Miami Florida
One is LLS America
You may contact us by calling one of these
toll free numbers
For Sales: 1-877-991-2288
For Customer Service: 1-866-223-7549
Fax: 1-800-230-7880
LLS America
90 West 500 South #2001
Bountiful, UT 84010
Our office hours are:
Monday-Thursday: 5:00 am to 5:00 pm PST (8:00am to 8:00 pm EST)
I borrowed 325.00 with them and they been taking out 105 dollars (very two weeks) since May 28, 2010. so I've paid them about $730 something so far.
The other is ASHLAND FUNDING
(866)430-5430
(888)229-2550
i TOOK out this loan on 05/28/10 of $325.00 they take $75.00 biweekly and I have paid about $735.00. I'm about ready to close my account cause I think they are overcharging me.
Points of interest from Florida laws regarding payday loans: Ma
Points of interest from Florida laws regarding payday loans:
Maximum amount of loan is $500
Maximum term of loan is 31 days
Maximum number of outstanding loans permitted at a time - 1
Permissible number of rollovers - 0
Repayment plan - Available
You are being overcharged. Here is my advice.
1) Call your bank and ask to speak to the branch manager. Let them know your current situation. (Stick to the facts, not the emotional strain) Ask them if an ACH debit will reopen an account you have already closed.
1a) If an ACH debit can reopen the account, don't close it. Rather, transfer the funds to a new checking account to open and put the old one on deposit-only.
1b) If an ACH debit cannot reopen the account, close that sucker.
2) Do either 1-A or 1-B and then send a ACH revocation letter to the lenders in question. Search the forums here and obtain a mailing address, fax number and a customer service e-mail. In your letter, cite the laws in the state of Florida that the companies are in violation of. Since you've had the loans going on three months, they are well in violation if your rights and you've paid well over the principal amount of the loans. You are technically due a refund.
Why don't you register here as a member payday_slave? By doing s
Why don't you register here as a member payday_slave? By doing so, you can directly interact with our members and earn $ at the same time.
Jason
