On to the next two....My Cash Now...Eastside
Date: Tue, 08/17/2010 - 21:57
Submitted by ballplayersmom
on
Tue, 08/17/2010 - 21:57
Total Replies: 13
So what do you think??? Any suggestions let me know. Also from what I have been told is that when we sign these mutual releases when we reach a settlement with the PDL we arent suppose to talk about the situation anymore. Could that be the reason so many tales are left untold??????
Ok so I have decided my next battle is my cash now!!!! Any advi
Ok so I have decided my next battle is my cash now!!!! Any advice??????????
Quote:Originally Posted by ballplayersmomWell since my story wit
Quote:
Originally Posted by ballplayersmom Well since my story with Loan Point USA has ended, I am now moving onto My Cash Now and Eastside. From what I read I know that both are illegal in NJ. However I see that Eastside could possibly be licensed in Delaware and claim Delaware Laws. First question who are these two companies ie: Rio Resources, Geneva Roth etc??? Secondly anyone have any success with either of these 2 lenders? Out of the two who should I go after first??? I borrowed 900.00 with My Cash Now and have paid back to date 1540 and borrowed 700.00 with Eastside and have paid back close to 2000. Balance for My cash over 700, Eastside 400. So what do you think??? Any suggestions let me know. Also from what I have been told is that when we sign these mutual releases when we reach a settlement with the PDL we arent suppose to talk about the situation anymore. Could that be the reason so many tales are left untold?????? |
I dealt with Eastside. First I faxed/e-mailed Revocation of ACH letter to them. Offered to pay the $300 I owed - no interest. They are illegal in NJ. I had already paid back one loan plus interest before I found out they were illegal and I go into major PDL trouble.
Received numerous e-mails from them telling me I was bound under laws of DE, blah blah blah. Stood my ground. They turned my account over to Smith Haines & Watson, and then the fun really began. I asked for DV. Received letter for 2 accounts (one was one I paid off and it showed a balance). I received several calls from them on my cell giving me until 5 pm to settle. I faxed a letter stating I had filed a complaint with our state's authorities, and complaint with FTC. They are not licensed/bonded to collect in NJ. Never heard back from them and that was last September.
You should only pay back what you borrowed less what interest you paid. I offered to pay them the $300 in $100 installments but they wouldn't accept a check, money order. Told them to go pound sand.
Aubrey, I already well overpaid eastside what I borrowed. I borr
Aubrey,
I already well overpaid eastside what I borrowed. I borrowed 700.00 and repaid close to 2000 so far. Maybe I will go after them first. Did they contact your references???
I dealt with ESL. They completely ignored me until they receive
I dealt with ESL. They completely ignored me until they received my BBB complaint. They will tell you DE law prevails - blah blah blah. I kept resending the SAME letter to them via email over and over and over. They ignored me for a very long time. Once they responded to the BBB with their same line of BS, I sent a rebuttal response to the BBB and ESL FINALLY sent a letter to the BBB stating they'd marked my account as PIF.
They never once sent anything to me stating such and, in fact, turned over my account to a CA. I simply send the CA my copy of their response to the BBB and haven't heard a thing since.
It's annoying to be ignored, but the satisfaction when I finally had that PIF in my hands was priceless. :)
OhioGal, Wered Smith, Haines, & Watson the CA?? Did at anytime
OhioGal, Wered Smith, Haines, & Watson the CA?? Did at anytime anyone contact your references??? Ive decided since reading your post and Aubreys that I will go after East Side First. Had you paid your loan in full when you defaulted?
My references were never contacted. The collection company was
My references were never contacted. The collection company was Alliance Asset. I'd paid all but $5 of my loan back, which I tried to pay but they kept refusing my certified mail, which is why I switched to email :)
Ok one more question OhioGal, when you stopped paying East Side
Ok one more question OhioGal, when you stopped paying East Side did they correspond immediately through the phone or email? Ive def. overpaid them by over a thousand dollars!!! Thanks for your help!
They never called me. I got one email where they disputed my cl
They never called me. I got one email where they disputed my claims and one letter in the mail, other than that - I got nothing. And that only happened when they tried to debit my account 3 times in one day and my bank told them my account was closed :D
They tried their regular method for a regular "interest&quo
They tried their regular method for a regular "interest" payment first. When that was rejected they tried again for several amounts under various names. Both of these transactions were under their regular name. I did have some random debits come through under other names at some point but they were all sent back as "account closed" so I'm not sure if that was them or one of my many others.
Ok well I just figured to date I have paid back $2731.25 on a $7
Ok well I just figured to date I have paid back $2731.25 on a $700 loan!!
Unbelievable. Good luck getting some money back. I hope you ca
Unbelievable. Good luck getting some money back. I hope you can recover some of the overpayment.
I hope but for now a PIF and the end of them would be awesome!
I hope but for now a PIF and the end of them would be awesome! Reality sets in when you write it all down