No Debt Validation, this instead. What steps do I take next?
Date: Mon, 08/23/2010 - 11:13
I sent a debt validation letter to the CA. Frederick J. Hanna & Associates, which I know is a slimy group. I received the card back and three days later received this instead of debt validation:
"We are in receipt of your letter in which you stated there is a dispute with the aforementioned account and your request for validation. Your account was originally opened with COMPANY, on November 11, 2000 and your last payment was received on August 2, 2010. Our client has verified that the balance of $$$$$$$$$$ to be true, correct, and still owing at this time."
Okay, NOT validation of any kind. This answers nothing, NOTHING, of what I asked for. I should mention too, that if I ever made a payment on this account, I did not make one this year, for sure. What do I do from here? I have NO idea what to do now. Guidance on the next steps would be great. Thanks.
"We are in receipt of your letter in which you stated there is a dispute with the aforementioned account and your request for validation. Your account was originally opened with COMPANY, on November 11, 2000 and your last payment was received on August 2, 2010. Our client has verified that the balance of $$$$$$$$$$ to be true, correct, and still owing at this time."
Okay, NOT validation of any kind. This answers nothing, NOTHING, of what I asked for. I should mention too, that if I ever made a payment on this account, I did not make one this year, for sure. What do I do from here? I have NO idea what to do now. Guidance on the next steps would be great. Thanks.
You need to resend your letter with some updated language that s
You need to resend your letter with some updated language that states you are in receipt of their response to your request and that it is NOT proper validation. Ask again for them to validate.