CAn I do it myself

You can do it yourself. Call each of your creditors and let them know you're having a financial hardship. Many of them will have a "hardship" program available and they will lower your interest AND reduce your payment. If you're uncomfortable negotiating over the phone, you could also send letters to your creditors with your proposal. Make sure you figure out how much you can actually afford to pay so you'll be able to honor your agreement.

What are you talking about? My income was reduced 18k, I did not lose it....

but a $1500 a month reduction hurts, Instead of not paying my bills like some, I want to pay off but need a little help from the Cc to keep up until I start make more money

I don't know what you're referring to. No one said anything about losing your income??