Help with consilidating 3 PDL's store fronts
Date: Tue, 08/24/2010 - 16:19
I was reading the posts and I didn't realize so many people are in the same boat as I am.
I too am finding that I have to borrow more to pay bills because of the cost of the loan.
I have loans with:
Check n go with for 2,000 with fee every two weeks of 373.34
Advance america for 1,000 fee every 2 weeks of 154.00
PLS Loan store (2) for 1,000 each fee every 2 weeks of 297.28/ea (total 594.56)
obviously paying over 1,000 every two weeks is too much to handle and still run a household.
Any suggestions on how I can get these paid down without having to pay all the interest and make only one payment per month?
I too am finding that I have to borrow more to pay bills because of the cost of the loan.
I have loans with:
Check n go with for 2,000 with fee every two weeks of 373.34
Advance america for 1,000 fee every 2 weeks of 154.00
PLS Loan store (2) for 1,000 each fee every 2 weeks of 297.28/ea (total 594.56)
obviously paying over 1,000 every two weeks is too much to handle and still run a household.
Any suggestions on how I can get these paid down without having to pay all the interest and make only one payment per month?
Please tell us the state where you reside. Most storefront loans
Please tell us the state where you reside. Most storefront loans are legal. But, they have to give you EPP (extended payment plans) if you ask for it.
Quote:Originally Posted by paulcahill80Please tell us the state
Quote:
Originally Posted by paulcahill80 Please tell us the state where you reside. Most storefront loans are legal. But, they have to give you EPP (extended payment plans) if you ask for it. |
sorry. I'm in Illinois
See if they are members of the CFSA! It should be right on their
See if they are members of the CFSA! It should be right on their front door or window! If not ask! The membership rules require them to work out an EPP if you are in trouble! Not if you are in default so be careful!
Quote:Originally Posted by frogpatchSee if they are members of t
Quote:
Originally Posted by frogpatch See if they are members of the CFSA! It should be right on their front door or window! If not ask! The membership rules require them to work out an EPP if you are in trouble! Not if you are in default so be careful! |
Im not in default, YET! I don't want to be that's why I'm stressing out. If they are members do you know if the EPP would reduce the biweekly fee and become monthly?
I really appreciate your insite.
Quote:Originally Posted by AnonymousI was reading the posts and
Quote:
Originally Posted by Anonymous I was reading the posts and I didn't realize so many people are in the same boat as I am. I too am finding that I have to borrow more to pay bills because of the cost of the loan. I have loans with: Check n go with for 2,000 with fee every two weeks of 373.34 Advance america for 1,000 fee every 2 weeks of 154.00 PLS Loan store (2) for 1,000 each fee every 2 weeks of 297.28/ea (total 594.56) obviously paying over 1,000 every two weeks is too much to handle and still run a household. Any suggestions on how I can get these paid down without having to pay all the interest and make only one payment per month? |
They are all members of the CFSA, click the link below to read about the EPP (extended payment plan).
http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html
Quote:Originally Posted by ShazzersThey are all members of the C
Quote:
Originally Posted by Shazzers They are all members of the CFSA, click the link below to read about the EPP (extended payment plan). http://www.cfsa.net/public_education_campaign/guidelines/guidelines_extended_payment_plans.html |
Does it matter if they refer to them as installment loans even though they are still based on your paydays?