What Income is Garnishable
Date: Wed, 08/25/2010 - 18:58
I live in Oregon and was just wondering what income is considered garnishable in my state. I get disability and child support, can a CA threaten to garnish these or not. I have one debt that has been bought out by several different CA's everytime I send a DV letter I get no reply and several months later I am getting a letter from another CA saying they now have the debt. The debt was a write/charged off by the OC 4 years ago, not sure what all that means yet as I am still learning about all of this. Thank you.
Quote:Originally Posted by AnonymousYour income is not garnishab
Quote:
Originally Posted by Anonymous Your income is not garnishable. |
This is correct in theory. Only problem is that once it goes into a bank account its "temporarily" garnishable. Meaning if a bank gets a levy order from a judge they are "supposed" to refuse it if they can tell the funds are from exempt sources (like yours). Often they dont seem to care. They just freeze the money so you cant get it and you have to then prove its exempt and its unfrozen. This can be a huge pain so you might want to talk to your bank about it if it looks like you are actually going to get sued.
