Excell telecommunication fake bill
Date: Sat, 08/28/2010 - 13:19
I requested something in writing and they sent me this:
"Genesis Financial solutions has placed your account with Source Receivables Management to collect the above amount due.Unless you notify us within 30 days after receiving this notice that you dispute this debt, we will assume the debt is valid. If you notify us in writing within 30 days that you dispute this debt, we will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment. If you request of us in writing within 30 days after receiving this notice, we will provide you with the name and address of the original creditor, if different from the current creditor."
Sorry for the lengthy post but I wanted to make sure that i did not miss anything. I live in Michigan and I just checked my credit report with TransUnion and it is clear. How should I handle this?
Your help is greatly appreciated!
Send them a cease and desist letter in writing telling them to F
Send them a cease and desist letter in writing telling them to FOAD!! The debt is out of SOL!
Quote:Originally Posted by SOAPLADYSend them a cease and desist
Quote:
Originally Posted by SOAPLADY Send them a cease and desist letter in writing telling them to FOAD!! The debt is out of SOL! |
How do I go about getting a cease and desist letter? Do I have to go to a Lawyer to get one? Thank you for your patience too.
You simply write them a letter telling them that the debt is out
You simply write them a letter telling them that the debt is out of statutue of limitations and is time barred and to FOAD. Tell them to never contact you or anyone else about this debt again.
Do a search in the search box for a formal letter. Make sure you send it certified mail, return receipt requested.
The C & D letter will legally bar them from contacting you. If t
The C & D letter will legally bar them from contacting you. If they call you even after that, you can file case against them with the FTC for violating FDCPA rules.
Thank you for all your help. But now I am worried that this wil
Thank you for all your help. But now I am worried that this will mess with my credit. And why the heck is this coming up 12 years later? And Do I respond at all to their letter , or just send this C&D? What are the legal ramifications to this?
I am so glad that I found this forum! Thank you all!
It is so good to know that there are some good people out there! This is SO scary for me...
They cannot mess with your credit as the reporting SOL is over.
They cannot mess with your credit as the reporting SOL is over. They cannot pursue you thru the courts because it is time barred. We have told you what to do....send the C&D.