Payday Loans

First bank of Delaware is an installment loan and is not subjected to PDL laws of your state. You can contact them and ask for a payment plan. Although they are a little hard to negotiate with, I think you'll get one.

DJR Group is situated in the West Indies. They are illegal. You should ask for a refund from them of $ 350.

Let me get some more info on starcash and mypaydayadvance. I am quite sure that mypaydayadvance is illegal.

Starcash Processing is also illegal. Remember don't pay them a dime more than what you have actually borrowed.

I faxed letters to Star and DJR on yesterday, here's the response I recieved from Star:
Star Cash Processing Collections Department
Phone Number: 1-888-322-4071
Email Address: [EMAIL="collections@starcashprocessing.com"]collections@starcashprocessing.com[/EMAIL]
Fax Number: 1-866-571-0573
Attention: VANESSA ADAMS
Customer ID#: 77809
We are trying to reach you regarding your past due balance with Star Cash Processing. Please contact us at 1-888-322-4071 or email us at [EMAIL="collections@starcashprocessing.com"]collections@starcashprocessing.com[/EMAIL]. We are open Monday through Thursday 7AM to 4:30PM and Friday 7AM to 3PM.
Thank you,
Star Cash Processing

Question? should I call them, the loan was for $500 and to date I've paid $650. I am willing to pya what I owe, should I make an settlement offer with them. Also I closed my account so no charges can go through.

Since both Star and DJR are illegal, you are legally bound to pay only the principal amount borrowed. As I see, you should ask for a refund of $150 from star cash and $350 from DJR. Also state in your letter that you need a PIF from them.

I had a suprise loan from Star Cash processing. I had paid the loan back in fee's alone by the time I discovered that they deposited $200 in my account without my authorization. Anyway I have put a hard debit block on my account until I can get it closed and emailed Star the letter about a month ago. I haven't heard a thing from them. I would like to get this resolved before they start the harassing... What is everyone else's experience with Star.. Are they responding to letters????

Hi Southerngirl,

Send them the email that you sent to Star again. In fact, if you can, send the email once everyday. Let their inbox be filled with your emails. Then, they will respond to your mail. I got results by using this procedure. You can try it.

Quote:

Quote:

[QUOTE=Shazzers;754707]I wouldn't exactly say the are "legally bound" to pay the principal amount since an illegal lender can't sue them, I would say they are morally bound to at least pay back what they borrowed.[/QUOTE]

Yes you are right Shazzers. There are no legal procedures to pay an illegal payday lender. I agree, it's our moral duty to pay off the amount we have brought from some one. Thanks!!!

Thanks for the replys.. I will give it a shot..I will start emailing them everyday and see if I can get something... My account has a hard block because I am negative and as soon as I get positive it will be closed.


Thanks!