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payday loan help in Pa yourpaydayloanhelp

Date: Wed, 09/01/2010 - 10:52

Submitted by robmeca22
on Wed, 09/01/2010 - 10:52

Posts: 40 Credits: [Donate]

Total Replies: 7


can someone please give me some advice. I live in Pa and from my understanding pdls online and in store are illegal in Pa. I have a few pdls and i am trying to work a payment plan with them. I had contacted a company yourpaydayloanhelp to consolidate my loans but many of them are threatning to sue me, take me to jail and state they do not work with anypayday loan help company. I treid telling them they were illegal in pa and they told me i need to learn the law. What if any thing can i do about this. I had been paying the rollover fees but closed my account because i was in debt up to my ears. I am scared and do not know what to do. i do not have money to pay yourpaydayloan company to help and pay these companies to i do not know what to do


Who are the companies? If they are, in fact PDLs, they're illegal. If they're installment or short term loans or CSOs, they're likely not. The fact that they told you you'll go to jail leads me to believe they're illegal but, could you tell us the names of the companies just in case?


lrhall41

Submitted by OhioGal1 on Tue, 09/07/2010 - 10:47

( Posts: 5253 | Credits: )


the companies is sdc and kennwood services, usacashadvance in fact a collector called me today would not give me a phone number to call back, he stated he is going to contact my employer which i am a state employee and he stated he will do a wage attachment , i asked him for teh phone number and address for his comoany i belive he told his company was ncs he stated he did not have to take me to court that he can just attached my wages for 25% of gross income i can not afford this, i adviises him pdls are illegal in pa he stated they are not since i did these loans online i have to go by their state rules i do not know what to do, any advice . i had closed my account i tried to make arrangements but i can not afford to keep paying the fees not they want these amounts more than i borrowed, i tried to say i only had to pay what i borrowed he laughed and said i will be charged with writing a bad check they will not put up with me not paying my loans


lrhall41

Submitted by robmeca22 on Wed, 09/15/2010 - 08:44

( Posts: 40 | Credits: )


Quote:

Originally Posted by robmeca22
the companies is sdc and kennwood services, usacashadvance in fact a collector called me today would not give me a phone number to call back, he stated he is going to contact my employer which i am a state employee and he stated he will do a wage attachment , i asked him for teh phone number and address for his comoany i belive he told his company was ncs he stated he did not have to take me to court that he can just attached my wages for 25% of gross income i can not afford this, i adviises him pdls are illegal in pa he stated they are not since i did these loans online i have to go by their state rules i do not know what to do, any advice . i had closed my account i tried to make arrangements but i can not afford to keep paying the fees not they want these amounts more than i borrowed, i tried to say i only had to pay what i borrowed he laughed and said i will be charged with writing a bad check they will not put up with me not paying my loans


i to am about to default on pds in pa - one is Kenwood -
i hope i can attach this link - it will help put your mind at ease
[URL="http://www.ehow.com/list_6053783_pennsylvania-laws-payday-loans.html?sms_ss=email"][SIZE=2][COLOR=#0000ff]http://www.ehow.com/list_6053783_pennsylvania-laws-payday-loans.html?sms_ss=email[/COLOR][/SIZE][/URL]

from what i read on here - they are illegal - PEDIOD
scroll down on the page in the link and you will see info about
internet pdls - please read


lrhall41

Submitted by cari on Wed, 09/15/2010 - 09:32

( Posts: 48 | Credits: )


how o i revoke the wage attachments so i won't be chargedalso can any one tell me how to do a cease letter or request a pif letter


lrhall41

Submitted by robmeca22 on Wed, 09/15/2010 - 11:13

( Posts: 40 | Credits: )