Refunds for amount paid over on PAID loans?
Date: Thu, 09/02/2010 - 12:41
If I had loans with PDLs, but have since paid them off in full, but paid WAY over the principle - can I still ask for a refund on the excessive fees?
These are illegal companies in my state (CA). I noticed two of them had Desist and Refrain orders filed in the state of California. I was curious of they were liable for the excess fees they charged after the fact . . .
You can try. It's always worth a shot. The problem is, since t
You can try. It's always worth a shot. The problem is, since these are illegal lenders, it's unlikely you'll get anything back.
Yes you can --- some have sucess....send letters and make sure t
Yes you can --- some have sucess....send letters and make sure to put a complaint in with your AG, FTC, and BBB
You can also contact the California Department of Corporations f
You can also contact the California Department of Corporations for more help.
Excellent - thanks all. I guess it doesn't hurt to try. Looking
Excellent - thanks all. I guess it doesn't hurt to try. Looking at my bank statements, I would certainly have a fat wallet if I could get some of those fees back . . .
Perfectly so. Ultimately, its' your hard-earned money. But, don'
Perfectly so. Ultimately, its' your hard-earned money. But, don't expect the refund within any time -frame. I have seen a friend of mine who got a refund after 40 days. Best of luck and keep us posted.
Might depend what company, too.....I recieved a call yesterday t
Might depend what company, too.....I recieved a call yesterday that my refund for interest paid will be ACH'd to my account today. I had faxed a letter to corp Paydaymax in Canada yesterday....so it was a quick response. (now I am crossing my fingers the money shows up as he promised - he is going to call me at noon to make sure it does) It was interesting as I was completely nice with everyone I talked to - from paydaymax's customer service here in the US, to Credit Protection Depot, and then this guy in Canada.....so you really can kill flies with honey! LOL I found being firm, but respectful seemed to work the best with me...maybe I just got lucky?
Quote:Originally Posted by Kimmyksu76Might depend what company,
Quote:
Originally Posted by Kimmyksu76 Might depend what company, too.....I recieved a call yesterday that my refund for interest paid will be ACH'd to my account today. I had faxed a letter to corp Paydaymax in Canada yesterday....so it was a quick response. (now I am crossing my fingers the money shows up as he promised - he is going to call me at noon to make sure it does) It was interesting as I was completely nice with everyone I talked to - from paydaymax's customer service here in the US, to Credit Protection Depot, and then this guy in Canada.....so you really can kill flies with honey! LOL I found being firm, but respectful seemed to work the best with me...maybe I just got lucky? |
I REALLY hope it all works out in your favor, please keep us posted. My fear is they will do the opposite.
It did ---- my money is there this morning! YAHOO!!!!!!!!!!!!!!!
It did ---- my money is there this morning! YAHOO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!