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settlements almost there

Date: Sat, 09/04/2010 - 08:43

Submitted by anonymous
on Sat, 09/04/2010 - 08:43

Posts: 202330 Credits: [Donate]

Total Replies: 1


Just finished settling with two companies successfully, but the last one is National Credit Adjusters and they won't even answer their phone. Put on hold with promises that I am 6th, then 4th, then 1st, and then it flips back to 6 again. This continued for an hour. Very unprofessional and a sign of a company that is at minimum incompetently managed. After reading about them it seems it might be risky to send them anything - their rating on budd hibbs site isn't good. Illegal practices. But I have a one time opportunity via a relative next week to settle all my debts if done at 20-30%. So far been able to do that.

If I decide I'm throwing away money to settle with them (will still be calling and harassing me), then will a request for them to validate the debt in a certified letter work. After a certain number of days they will have to take it off my credit report?

Thanks