ARM of Florida 904-726-8505
Date: Wed, 09/08/2010 - 06:15
A woman by the name of Michelle called me from ARM of Florida at 7:30AM Central Time...
I was under the impression that debt collectors could not call you before 8am or after 9pm in your time zone. ARM is an hour ahead of me. Am I wrong????
She left me a nasty voicemail and told me to return her call by 1pm today at 1-877-726-8505, yelling at me that she has contacted me multiple times and that I am now avoiding her calls. (She called 5x yesterday while I was at work, not avoiding her, I was working!)
This is for a Paycheck Today payday loan account with a balance of $260. I have spoken with her before but after the crap she pulled with me today and leaving the nasty message, I have no reason to do business with her in any way. I saved the voicemail and could play it back to any supervisor at any time. I've also saved when she contact me, seeing as how it was waaayy too early.
I called her back... but apparently she was in a meeting with her manager and unable to come to the phone. I was put on hold several times in order to get in touch with her. I would love to play this nasty message for her manger, seeing as how it was completely unprofessional (which I know debt collectors are).
Any advice on how to deal with this situation? Should I send a C&D letter?
I was under the impression that debt collectors could not call you before 8am or after 9pm in your time zone. ARM is an hour ahead of me. Am I wrong????
She left me a nasty voicemail and told me to return her call by 1pm today at 1-877-726-8505, yelling at me that she has contacted me multiple times and that I am now avoiding her calls. (She called 5x yesterday while I was at work, not avoiding her, I was working!)
This is for a Paycheck Today payday loan account with a balance of $260. I have spoken with her before but after the crap she pulled with me today and leaving the nasty message, I have no reason to do business with her in any way. I saved the voicemail and could play it back to any supervisor at any time. I've also saved when she contact me, seeing as how it was waaayy too early.
I called her back... but apparently she was in a meeting with her manager and unable to come to the phone. I was put on hold several times in order to get in touch with her. I would love to play this nasty message for her manger, seeing as how it was completely unprofessional (which I know debt collectors are).
Any advice on how to deal with this situation? Should I send a C&D letter?
Save that time stamp of when the call came in and SAVE that voic
Save that time stamp of when the call came in and SAVE that voice mail and contact a naca.net lawyer now and sue them, you got the ammo now go for it and teach them a hell of a lesson
if you do send them a c&d letter make sure you send it certified
if you do send them a c&d letter make sure you send it certified mail. they quit calling after they got mine.
They have violated the FDCPA rules by threatening you over the p
They have violated the FDCPA rules by threatening you over the phone. File cases against them with the FTC, the BBB and your states' AG.
I believe they are ultimately owned by NCO Financial Systems....
I believe they are ultimately owned by NCO Financial Systems.....check them out
Quote:Originally Posted by AnonymousI believe they are ultimatel
Quote:
Originally Posted by Anonymous I believe they are ultimately owned by NCO Financial Systems.....check them out |
another piece of garbage collector.good info that's stuff we can use.yes alot of collectors are intertwined.
