HFC or Benefical?

Date: Wed, 09/08/2010 - 08:02

Submitted by HangingTightinFlorida
on Wed, 09/08/2010 - 08:02

Posts: 30 Credits: [Donate]

Total Replies: 3

HFC or Benefical. I had a loan with HFC. I fell behind and a lawyer contacted me. I sent a DV letter but the paperwork was for Benefical, not HFC with no explaination. I just received a summons in which an HFC statement was attached. How do I know they are handling the real HFC account and not some Benefical account? Should I spell this out in answering the summoms? The paperwork they sent me in response to my DV did have my signature on it. I am a little confused and want to make sure they are doing the summons for the HFC account. Thanks

Beneficial, HSBC and Household Finance are the same thing.

lrhall41

Submitted by OhioGal1 on Wed, 09/08/2010 - 08:12

( Posts: 5253 | Credits: )

Don't they have to prove it? I walked into HFC, got a loan. Now

Don't they have to prove it? I walked into HFC, got a loan. Now the paperwork is going between HFC and Benefical. I need to know they have the right account. The problem is every time I get something coming from the lawyer it changes.

lrhall41

Submitted by HangingTightinFlorida on Wed, 09/08/2010 - 08:43

( Posts: 30 | Credits: )

They're all under the HSBC umbrella. If they have validated the

They're all under the HSBC umbrella. If they have validated the debt by sending you a copy of your contract with your signature, you need to work out a payment arrangment with them. Contact your original creditor (the loan office) and try to work out a payment arrangement you can afford. They may refer you back to the attorney/collection agency.

lrhall41

Submitted by OhioGal1 on Wed, 09/08/2010 - 09:15

( Posts: 5253 | Credits: )