Payday Loan Help

All PDLs are illegal in your state.

As for United Cash loans, on 9th March, 2010, the Department of Banking has issued a final Cease and Desist Order against UnitedCashLoans d/b/a unitedcashloans.com for making loans to Pennsylvania consumers in violation of the Consumer Discount Company Act and the Loan Interest and Protection Law.

You are not legally bound to pay anything more than the principal amount borrowed form them.

Oh, really wow! What should I do to stop this??? How do I go about getting the others to stop. Should I contact them by phone or email?

Send them individual mails/letters/fax stating your states' laws which prohibits PDL lending in your state and also tell that as per law, you are legally bound to pay the principal amount borrowed. Check out the letter template at the bottom of the link page to get idea on how to write this letter: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html

Best of luck and DO KEEP US POSTED.

Thank you sooo much!!! This has truly been helpful. I just looked at my bank statement and saw that I had already paid them off!!!! I will make sure to keep you posted.

Make sure you close your bank account....at least put a hard debit block so that these illegal lenders cannot take away your hard earned money. First put the debit block and then notify them that you have revoked all ACH authorizations.

Yes, I sure will.

Elastic is legal. The others are not. You will need to contact Elastic and set up payment arrangments with them.

Thanks, I did not know that. Do you think they will accept payments through money gram or mail?

Can anyone tell me where I can find the laws for Philadelphia? I want to make sure I have it correct in my letter. Thanks

Go to this link to find out the laws applicable in PA: http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html.

Just select your state from the drop down menu. And yes, Elastic does accept payments through money gram.