reclaiming my life

I wrote online two weeks ago, after I literally almost lost my car because of the vicious payday loan cycle that that strangled me. I had considered a PDL consolidation company until he told me that they charge 30% to pay the lenders! I thought I have made one mistake by getting the loans in the first place, cannot make a second mistake. I took the advice and emailed the companies not operating legally in my state. The first day, one was written off entirely ($1500), one was discounted from $500 to $100, and a third had all fees taken off, a savings of $261. Not bad for one day! I have had two calls from "special investigators" who have my checking information. I am ready for them. I did not write a check. I cannot be put in jail. And I will not allow myself to be intimidated by a bottom feeder. I have to reclaim my life, one day at a time. God bless you all, keep putting out the good information. You are saving people!