How long until you hear back after sending letters?
Date: Wed, 09/08/2010 - 20:17
Zip19
USfastcash
500fastcash
All of which I have found on here to be illegal so I have emailed, faxed and mailed them all letters to revoke ACH transactions and wage assignments on tuesday. I have yet to hear from any of them. I have tried logging into my accounts on all websites and they have all blocked me so I know they have received the information. I was just wondering other experiences with this and how long it took to hear from them? It has been a couple days and I am really stressing about it. I don't know if I should call them or just wait? I feel calling them is kind of not good since they are suppose to be contacting me by email or postal mail to work out arrangements to pay. Zip19 I am pretty sure I have already paid the principal on and don't owe them a dime. The other two I do still owe the principal and will pay it since I did borrow it but I am just worried why they are not contacting me to make arrangements. Since the bank takes about 3 business days to cycle through and close the account, it was still in the closing process today but when I talked to the woman at the bank today who was very helpful and said it should be completely closed tonight. She said she will check when she gets in to work in the morning and call me if it has not. She did say though since the account is closing and is a zero balance, anything presented would just be sent back. I am just so worried that I haven't heard from them and that they will try to get in my account anyway.
Sorry that was so long, if anyone could please just share their experience of how long it took companies to respond, I would love to hear! I am a single mom and cannot afford to keep going around and around with them because I need to be able to pay daycare!
Thanks!
If I were you, I would go into the bank and speak directly to th
If I were you, I would go into the bank and speak directly to the branch manager (no one else will do), you're taking a risk by not doing so. As far as the amount of time until you hear back from these pdl's, it can't be predicted.
Thanks for the info. The person I met with was not just the tell
Thanks for the info. The person I met with was not just the teller, I believe she is the branch manager, she is the one in charge of all the new stuff and people dealing with problems. She did say that if something tried to come through, it is closing and will be sent back since it is a zero balance. They would just "make it go away". I just feel so helpless that I have not heard anything back. It sounds like some people have heard right away and some it was a week or more. I just wish they would contact me so I can get it taken care of and behind me! It is just so nerve racking to not know. I would just like to know if taking a few days is normal or not.
Quote:Originally Posted by sbutler718Thanks for the info. The pe
Quote:
Originally Posted by sbutler718 Thanks for the info. The person I met with was not just the teller, I believe she is the branch manager, she is the one in charge of all the new stuff and people dealing with problems. She did say that if something tried to come through, it is closing and will be sent back since it is a zero balance. They would just "make it go away". I just feel so helpless that I have not heard anything back. It sounds like some people have heard right away and some it was a week or more. I just wish they would contact me so I can get it taken care of and behind me! It is just so nerve racking to not know. I would just like to know if taking a few days is normal or not. |
Based on what other members have posted, it could be days or weeks before you hear from them, it's hard to know for sure. Then again, you may never hear from them again.
What I find funny is that right after I posted this, I decided t
What I find funny is that right after I posted this, I decided to send them another email (have already sent them 2 of the letter of revokation, which I also faxed and have confirmation on those that they went through). I sent them saying how many times I have contacted them and have not heard anything back. That I would like to hear back from them in regards to the letters and that I would like to find affordable, acceptable payment plans in order to pay the principle that I do still owe. For USfastcash and 500fastcash finally sent me a confirmation on those but never got anything on the actual letter I sent. So I went through their contact us page to submit the email again that way of the letter of revokation and no confirmation. I find it amusing but at least they are responding to something, I will just be interested what kind of payment plan they will propose. Hopefully they don't try to respond back saying they will put the payments through anyway, not that it will get them far anyway.
Anyone have experience with these companies and zip19? just curious how easy they were to get things taken care of. once they are taken care of, I will never ever take out another PDL unless it's a life or death situation!
US Fast Cash, after some back and forth, marked my account paid
US Fast Cash, after some back and forth, marked my account paid in full. If you still owe them money, I would send them another email with YOUR proposed payoff arrangements. Zip19 sent me a "settlement" offer, although I'd already overpaid them, which I politely declined and asked for a refund instead. I've never heard from them again (this was about 9 months ago). They're big fans of Western Union or some other type of payment in that form.
Thanks guys. I have been really worried since I have not heard b
Thanks guys. I have been really worried since I have not heard back from any of them and since the due date is tomorrow and my bank account is still in the "pending closing" state probably until the end of the day tomorrow, I have been super stressed. I went to the bank today, talked to a manager and he advised that I should freeze the account from anything going in or out though to do so it would have to be taken out of the closure state. He advised this is the best way to keep anything from popping in there and opening it back up and to come back and take the freeze off and start the closure process once I know it is safe. He said that by doing that, anything and everything that may get proposed to the account will be bounced back without any possibility of it making it into my account. I was so thankful for his help and feel so much better that nothing will get taken and I can be in control of my paycheck and when I will pay them back. This has just been a nightmare and I can't wait for it to be over!
Taking that first step is always the hardest; just about all of
Taking that first step is always the hardest; just about all of us here have been in your shoes and there IS light at the end of the tunnel. Good to hear you're working closely with your bank on this, too. Please keep us posted.
Thanks! Well, today would have been the day they would have debi
Thanks! Well, today would have been the day they would have debited and there is nothing even trying to post on my account so I am crossing my fingers that the first step is accomplished. They said with the freeze that nothing would come through but sometimes it may look like something is coming out but at end of day processing, it would be sent back because the account is frooze. They either didn't even try or the bank stopped them from even getting through at all because that account is still at 0! I am going to leave it how it is and not start the closing process until I have talked with the lenders and figured out how to pay them back if I even do still owe them anything. That way, I am in control of my money which today was payday and it was so nice to look at my account this morning and see my WHOLE paycheck in my new account! What a relief! Now, just crossing fingers that this all still goes smoothly as I still have not heard a peep from any of them.