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Zip19 Website Access Denied and progress so far

Date: Fri, 09/10/2010 - 08:20

Submitted by anonymous
on Fri, 09/10/2010 - 08:20

Posts: 202330 Credits: [Donate]

Total Replies: 7


Thanks for all the help everyone here has given me so far. Out of the 5 loans I sent C&D letters/ACH revocations to, this is the response to date:

Jet Lending - agreed to stop ACH payments and have waived interest. asking for the principal, but I think amount is too much based on all the interest paid on previous loans through them. We'll be sorting this one out for a bit maybe.

Payday Loans of America - agreed to stop ACH payments and have credited interest paid. Gave me address where to send remaining unpaid principal balance.

CK Marketing - no response - anyone know how to check my account with them?

Discount Advances.com - no response and can still log into my account, which shows the loan still outstanding and my next payment due on 9/17 - sort of worried about this one and could use some advice

Zip19 - no response, but am now denied access to my account online. Anyone know what this means?

Thanks Again!


J L B - yes and no. I've gone in and spoken to my bank and have already opened up a new account, but there were two checks from my old/existing account that were still "pending" and hadn't posted. I am unable to secure the account with anything still outstanding. Then... this morning I looked at my bank account online and a couple of things posted out of order and now I'm actually overdrawn by about $30. Until I correct that, I can't actually close out the account. I'm trying to figure out a way to do this before 9/17, but I'm not sure I'll be able to. I'm really, really hoping they DO NOT debit my account on the 17th.


lrhall41

Submitted by on Fri, 09/10/2010 - 11:11

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I am dealing with them right now sort of. I have a loan with them though I have already paid over the principle amount so technically I don't owe them any more money. I sent out the letter to them and the 2 other companies I had loans with, haven't heard a peep from any but they all blocked access to their site. Today was payday and I had talked with my bank and opened another account, tranferred everything into to empty out the one they have info for and put a freeze on the account to keep anything from going in or out. They did say it was possible that if something were to try to come through, it may show as a pending transaction though it would never post and would just immediately be sent back since the account is frooze. I looked at the account this morning and it is still at a zero balance with my paycheck safely in my new account. I don't know if they didn't try at all or if they were completely blocked. I would ask them to freeze that account as soon as you can and use the other one for your deposits and banking so they can't touch anything. Hope that makes sense and good luck! I am still crossing my fingers that they don't try to pull anything weird though I don't think there is anything at all they can do if you block them.


lrhall41

Submitted by sbutler718 on Fri, 09/10/2010 - 20:58

( Posts: 11 | Credits: )


Quote:

Originally Posted by Anonymous
I suppose what I'm really wondering is if they will be honoring the ACH revocation or if I can expect to see $732 taken out on 9/17. Maybe someone with more "Zip19" experience can tell me if their requests such as this have been honored...

I wouldn't hold my breath if I were you.


lrhall41

Submitted by Shazzers on Sat, 09/11/2010 - 07:31

( Posts: 17344 | Credits: )


Quote:

Originally Posted by Anonymous
Thanks for all the help everyone here has given me so far. Out of the 5 loans I sent C&D letters/ACH revocations to, this is the response to date:

Jet Lending - agreed to stop ACH payments and have waived interest. asking for the principal, but I think amount is too much based on all the interest paid on previous loans through them. We'll be sorting this one out for a bit maybe.

Payday Loans of America - agreed to stop ACH payments and have credited interest paid. Gave me address where to send remaining unpaid principal balance.

CK Marketing - no response - anyone know how to check my account with them?

Discount Advances.com - no response and can still log into my account, which shows the loan still outstanding and my next payment due on 9/17 - sort of worried about this one and could use some advice

Zip19 - no response, but am now denied access to my account online. Anyone know what this means?

Thanks Again!


I just noticed I also have no access to their site, so I guess the received my email even though they have not yet replied. Hmmm.


lrhall41

Submitted by Scared N Drowning on Fri, 10/01/2010 - 14:45

( Posts: 29 | Credits: )