Nco???

no that is a we can't validate.be prepared to get another letter,or call about this from another collector.

Thank you! I will be on the look out for more letters from other collectors!

It may not be that they cant validate, it maybe that they choose not to or the client chooses not to. Depends on who the debt is for.

wait,why wouldn't a collector if they can validate choose not to validate?i'm confused here.

Ok...NCO bought out OSI...OSI bought out the company I used to work for, AM Miller.
Our credit card side did a lot of first placements. When a DV letter came in for some of these clients, the account was automatically closed and returned. First placement has the lowest fees and they worked on volume and there just was time or staff to be going thru the validation process. Often this was a client requirement...DVing costs time and money in manpower hours and when the debtor had been talking directly to the client maybe the week or month before, DVing was seen as the debtor being difficult or using it as a stall tactic. These accounts would go back and most often be send to law offices, often to the law office next to us. Often a debtor would send a letter "choosing" not to work with us or any collection agency...those accounts were automatically authorized to be sent to a law office. These were big credit card companies that could validate...and do...in court. That is why I always say that DVing should be done carefully, and not as a rule with third party collections and especially not with those silly letters found all over the web. If you can verify from the credit card company themselves that XXX CA is authorized to collect and you know you owe the debt, that should be good enough.