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Pay Day Loans in Texas

Date: Mon, 09/13/2010 - 14:03

Submitted by A L G
on Mon, 09/13/2010 - 14:03

Posts: 10 Credits: [Donate]

Total Replies: 2


I'm in Texas. See below for what I have borrowed and what I have paid back so far. ANY advice is welcome. I've overpaid most of them and would like to send letters asking for a refund and for them to mark my account PIF, I just don't know who is and who isn't legal in Texas. I want to pay back the principle I owe to the others, but nothing more if I don't have to. THANK YOU!!

Little Loan Shoppe - borrowed $300, paid $1680 so far
Integrity Advance - borrowed $600, paid $1538 so far
PayDayOne - borrowed $800, paid $734.25 so far
Nationwide Cash - borrowed $600, paid $1475 so far
Check N Go (this is a storefront in TX, but I got the loan on the Internet) - borrowed $1500, paid $1396.07 so far
PayDayMax - borrowed $900, paid $1112.38 so far
One Step Cash (SSK LLC) - borrowed $400, paid $945 so far
Ace Cash Express (This is a storefront in TX, but I got the loan on the Internet) - borrowed $1000, paid $2515.83 (this one just PIF on Friday, but can I get any of the interest back?)
Sure Advance - borrowed $400, paid $424 so far
Speedy Cash (this is a storefront in TX, but I got the loan on the Internet) - borrowed $500, paid $508.05 so far
Pay Day Loan YES - borrowed $350, paid $420 so far
CashNetUSA - borrowed $900, paid $459.25 so far
Zip19 (ACH says Northway Financial) - borrowed $200, paid $239.96 (this one is PIF as of Friday, didn't know if I could get the interest back)


CashNetUSA - They are not a PDL and you have to pay them back. They have a payment plan spread over 3-4 payments. Ask for it.

PayDayOne is also legal in Texas and might also offer a payment plan.

Check N Go is legal and will offer you an EPP (extended payment plan) if you ask for it.

Little Loan Shoppe, Integrity Advance, Payday Max, Zip19 are illegal in your state. Check out how to deal with them: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html


lrhall41

Submitted by paulcahill80 on Mon, 09/13/2010 - 15:03

( Posts: 2359 | Credits: )