Wells Fargo Charge-off! just alittle something to share

Well I have started to eliminate some of the many PDL's I have thanks to this Forum and its amazing members! I haven't been able to open an Bank account due to Wells Fargo putting me on chexsystems because of a charge-off on a checking account I had when I had the PDL's hitting it hard. Oh well it got closed and currently owe $2,049.47. !! well I thought they wouldn't work with me after all this mess but guess what? they did, on Friday I called them and explained my situation and they agreed for me to deposti what I could every month to that account, its still closed but I stil have to pay back which is what I wanted, they said that as long as there's something deposited every month, I'll be ok, hopefully once i get done with all my PDL's I'll be able to give more and more to finish off faster :) I recommend to everyone to talk it out! if you're facing money problems don't back away from them, face them, who knows maybe creditors will work with you, if not, well at least you tried by being honest! up to this day, I always do that even with bills, if i'm having trouble paying right there and then, I'll explain everything and ask nicely for a better plan, it seems to work the majority of the times. I wish the best to everyone and I'll stick around giving support with what I can to anyone :) love you all!