Spot On Loans
Date: Wed, 09/15/2010 - 10:50
Quote:Originally Posted by AnonymousI closed my bank account and
Quote:
Originally Posted by Anonymous I closed my bank account and sent the letters as suggested. Spot On Loans says that they are on an Indian Reservation none of the laws of my state, Florida, apply to them. I borrowed $450.00 and have paid back $520.00. I asked for a PIF but they said it is not paid in full..Help please. |
well in your state this loan is not collectable as it was an internet loan and not licensed.they can claim whatever they want.they are not legal,and you overpaid.file AG,AND FTC complaints against this bogus pdl asap.then ignore them.you owe them nothing further.
Tribal loans are not legal. Let them tell you all their stories.
Tribal loans are not legal. Let them tell you all their stories. Tell them if they don't comply to your request, you will file cases against them.
Quote:Originally Posted by paulcahill80Tribal loans are not lega
Quote:
Originally Posted by paulcahill80 Tribal loans are not legal. Let them tell you all their stories. Tell them if they don't comply to your request, you will file cases against them. |
I filed a complaint with AG today..So I should just ignore any further e-mails from them, right?
Yes, just ignore them. Let them send you as may mails as they wa
Yes, just ignore them. Let them send you as may mails as they want. Ask for a PIF again.
Quote:Originally Posted by paulcahill80Yes, just ignore them. Le
Quote:
Originally Posted by paulcahill80 Yes, just ignore them. Let them send you as may mails as they want. Ask for a PIF again. |
Thank you so much... :-)
You are welcome. Keep us posted about the proceedings as it may
You are welcome. Keep us posted about the proceedings as it may help others.
I had no problems negotiating with Spot On; they are illegal in
I had no problems negotiating with Spot On; they are illegal in my state as well. I owed them $100 on a $450 loan. They originally wanted me to pay the fees, and offered a settlement of $235. I refused to pay over the principle. They then gave me a month to pay the $100, and have since marked my account balance of 0. (I haven't paid yet)
Good luck!