918 442 0306

I would probably think it's another of those scams!!!!

Unlike the other scammers, they're specifically identifying themselves as UCL, not someone who's collecting for them. It just struck me as strange that all of a sudden they're using a supposedly legit telephone number. Oh well, no matter WHAT number they use, I still hang up on 'em!

918 442 0306 Is United Cash Loans. They got a new bank of phone numbers. Same crooks they've always been.

They don't obey federal consumer protection laws, because they are operating on some sort of Native American reservation, and thus are shielded from certain enforcement.

Unfortunately for them, the very protections they hide behind to run their illegal loan outfit, are the same protections that prevent them from collecting from you. They have no legal standing to issue the loans, and thus no legal standing to collect them.

The only means to collect on people who can't, or are unwilling to pay, is by threatening and harassing them non stop. At home, at work, on their cell...etc. In many cases it works because the average consumer doesn't know their rights, and doesn't know that these people can't get you.

It's just a matter of how much you're willing to tolerate personally. You can just hang up on them. You can change/block your numbers...etc, but they may find your new numbers, or even contact your friends and family in a effort to find out your new contact info and/or embarrass you into paying them. They don't care about federal consumer protection laws that make such tactics illegal.

I have been getting a call from them pretty much ever weekday from the last 4 or 5 months now. Sometimes they call me directly on my cell and I always pick up and just say I am not paying them anything, and then I hang up. Sometimes they call my home number, but I never pick up that one. I got laid off some time ago, so if they are calling me at my old job, they are just wasting their time.

I've heard some people say they have been harassed for up to a year or two by companies like this. I figure I could maybe find a way to pay them just to not have to deal with the hassle anymore, but at this point, who's to say you can trust them to stop even if you do pay them what they claim you still own. I could pay them, and then 6 months later they could come back saying I owe more and the cycle will start all over.

I just figure I'll wait them out. It's kind of a matter of principle for me know anyway. I am doing it not just for me, but for everyone else these crook lenders prey on.

Oh these people have been bugging me for well over a year or so; hey, I don't mind, I can hang up as many times as they can call. Once and a while when I'm feeling feisty I'll ask them how things are down on the reservation, how's everybody at good ol' MNE Inc., I've even had them hang up on ME a couple of times! (smile) I was just surprised when they used a regular phone # instead of the 800 number all of a sudden. JetsMets, as you say, they can't be trusted and I have no doubt at all that your scenario of paying them money and then having them start to call all over again could very well happen.

don't know parachutec.maybe that is a swerve to them.using a real number instead of spoofing.wouldn't suprise me.

Oh don't I know it, after this length of time, NOTHING this outfit would do would surprise me! And I just love it when they say that my States' Attorney General doesn't know what's going on, etc., dont you? But I'd dearly love to know the connection between these companies that operate out of Indian lands and the tribes, etc.. Has anyone ever figured that out, exactly how they operate with the tribal leaders, etc?

I will take offense about the whole Indian tribe and the protection on the tribal lands.. because you don't know exactly what you are talking about. When I got a call from this number... it isn't an INDIAN reservation it sounds like they come from.. but INDIA. A gentleman with a very strong Indian accent calls me regularly and says he is Officer David Cook. I've told him numerous times to stop calling but they still do. He says he has been in contact with Cash Advances attorney and he is working with the States attorney generals office. They are very threatening but have no legs to stand on. It is just pure intimidation factor. It's unfortunate that so many people don't know there own rights and they send these people money. And of course they prey on the people least able to defend themselves.

Yes, I do know what I'm talking about in this instance - Please re-read my last post; I said "these companies that operate out of Indian lands...." I didn't say ALL PDL's operated off tribal lands. You are right, there ARE companies that operate out of India, or at least they have their telephone "call banks" located in India; I never had a PDL w/ Cash Advance, so I don't know much about them. However, if you look at the many posts about United Cash Loans on this website, you'll see lots of references to their address in Miami, Oklahoma, which IS on tribal lands. (not saying they're physically there, but that's their address)

you both are right as the "tribal nation" loans are selling,or giving info to the scam in INDIA as well.you see they don't like it when a victim of theirs gets wise.so they become another illegal entity that is utilizing the boiler rooms in INDIA.

I have NEVER answered a call from them. I have number block through AT&T, so every time one of these numbers call, they get added to the block list (4.95 a month, but WELL worth it).

Anyone been called by the people who try to throw as many legal terms as possible at you? This is a PARALEGAL FROM >>>>> SUBPOENA>>>>> CHECK FRAUD >>>>>>and they say if you don't call them right away all they can do is "wish you good luck?" Well, it's been a year now and the sky hasn't fallen down, no arrest order has been issued, and I have not been charged with check fraud. Cracks me up.

When CA's ( that are calling for PDL's) call, and there are nothing but 0000's on my caller ID,..where are they calling from? I'm just curious if anyone knows.

There's a high chance that a collection agency is calling you. However, it's difficult to tell the name of the collection agency or the place from where the call is made.

I am receiving calls from this number too. United Cash Loans was a lender I did use a time ago.

I used this lender over 3 years ago. I paid back the loan, but then they continued taking money out of the account AFTER it was paid off . Went through hell with my bank getting the money back, and ended up having to close the account. And now, 3 years later they are calling again *sigh* Guess they thought I would forget that I had paid them off? lol They call my cell but don't leave a message.

Trixie70, I know what you mean; it's like those old horror movies where you think the monster is dead and then it springs back to life! :) As we're getting into tax refund time, I'm betting everybody who's had PDL problems will be inundated with e-mails and calls, with the "generous" offer that you can use your tax refund to pay the PDL! Oh well, I can keep hanging up as long as they can keep calling.

I got two payday loans from two different companies one was United Cash Loans and Ashland enterprisesAbout a year ago .Started gettting phone calls from all kinds of 800 numbers about 2 months later.Didnt answer them not knowing who was calling and no one would leave a message and because me and my wife were having financial difficulties.But i had all intentions to pay back the 2 loans.About 6 months later after not answering calls i got a call on my cell phone again from an odd number and they left a message sounding like a recording saying this is who ever it was cant remember and it then said my name and social that i needed to call them immediatly and it then repeated my name again and hung up.Not knowing at the time because i couldnt remember what the 2 companies was that i borrowed from i called the number the voice mail said to call.A man answered saying he was representing The Elite Group that i supposedly borrowed money from and they was whatevevr company he said he was from and said that if i didnt pay 800 dollars or if i didnt have that that i could pay 498 dollars now.I Freaking panicked worring about the phone call the night before all night because i work nights it kinda worried me.So anyway he said if i didnt pay the loan i took out about a year ago that he would send my case over to the D.A'S office and theywould take me to court on fraud charges.Well i couldnt have that never been arrested and didnt want to go to court so like a Dumbass they scared me into giving them my debit card numer and information.Like i said before i couldnt remember what companies i borrowed from.First mistake.And not knowing about all the scams out there yet.I set this up on a friday to come out of my checking acct and it did because didnt have it at the time they asked.I paid it also thinking i was paying off one of the two loans and getting it off my back.Well coincedently after the weekend and paying them the friday before i got another call similar to the same one before with a recording on my cell saying i needed to call them immediatly but it was someone different on my answering machine from another company.Hell i think they all keep in touch saying yea he will give you money u can scare him.At this time i was pissed so i called the number and a guy answerd saying he was from Meseloni and carmerello comp or something like that and that i defaulted on a loan and how was i going to pay it saying he could settle because of interest and everything that he could settle for 597.00 or once again he would have to sent it too the D.A'S office and so on.So i told him i would call him back.He would wait a day or two and call back well i got smart and got online and starting doing my own investigation.So i looked up Meseloni and carreamello and it pulled it up but nothing on them as a company except a bunch of bad blogs about them and scams.So i went to the bank and got my bank statements from a year ago when i took ou the loans and like i said before it was Ashland ent and United Cash loans and i remembered that was where i had took the loans out which didnt match up with the two calls from different companies i got.But i forgot to mention i did get suckerd into paying another one with a thretning call about 4 months ago.So i belived i have got scamed out of about 1000 dollars total.i only took out 2 loans one for 200 and one for 350.The guy that called about 3 weeks ago his name was Owen Shore.I forgot to mention about something about check fraud hows that possible.And Owen Shore was representin Bahama Marketing Group looked them up alot of bad stuff on them too he has not called back in a while a good thing.Alot smarter and wiser now.So about 2 weeks ago after not answeing calls i got a call again from a 800 number sayng he was representing Global Enterprises and the same ole shit so i talked to him being prepared.I told him i needed some writen documentation saying i owed them and of course this time i knew who i borrowed from not getting me this time.I asked him his adress and i was hateful this time instead of falling for there scare tactics.He told me his adress somewhere in Florida.I told him like it was and i wasnt giving my info out until i got some proof.Gave him my email and its been about 2 weeks and ive not gotten no email showing proof and nothing in the mail.Damn Scammers.So after finding out who i really owed i called United Cash Loans and talked to a guy so i could see if one of those companies i gave money two was going to United Cash well it did not supposedly he said i still owed money so i worked out a payment arrangement using my wifes debit card and get it settled with them.Well my wife used her card and set it up and since then her debit card got stolen at work and had to cancel her card so therfore they couldnt draft the money.Now today 3-2-11 five days later got a call while i was asleep from working last night and it was this number 918-442-0306 after not answering the phone calls of 000-000-0000 for two days straight.So here i am looking up the number online and it says that its United Cash Loan.I havnt caled it back because now not sure if they are legit or not.Dont want them to keep taking money out of my acct because i have changed my accnt twice and my card once.What do you think they are scams or not?Im not sure about these people but i can speak for Global Enterprises and The Elite Group and The Bahama Marketing Group about being scammed into paying money.The hell with them they will get what they deserve. What do u think?