can you be sued if you are below poverty?
Date: Mon, 09/20/2010 - 07:01
The thing is, I'm the sole support of my family and we are already below poverty level. Not only would 75% of my bring home wages would mean I either default on all my other bills or let me kids go hungry. Can they really take that much if it means endangering children? I could also lose my job if I don't have a car, which is what would happen since I wouldn't be able to afford my car anymore. :(
I have not heard anyone say they were not sued by defaulting. So, I am just wondering what to expect. I've tried to make payment arrangements with them but they will not accept them.
Have you called the corporate offices of these places or are you
Have you called the corporate offices of these places or are you simply dealing with the storefronts? Many times the corporate offices will give you more options. I would try that first.
The corporate offices are worse than the store fronts. The ones
The corporate offices are worse than the store fronts. The ones that I have been in contacted with have verbally abused me over the phone and also refuse payments. They want to be paid in full and then threaten to sue. I just want to know what is going to happen since I appear to have no options. Either let my family starv and pay them in full, or be sued.
There are enough people on this forum. Why has no one started a petition to send to the federal government to make these places illegal?
If you are sued, you'll need to appear in court. If a judgment
If you are sued, you'll need to appear in court. If a judgment is obtained against you, in Colorado, they can garnish 25% of your wages. I'm not sure where you got the 75% figure from.
Let me see if I can find some numbers for you. Have you been paying anything on these loans since you defaulted?
We are trying to figure out how to pay them something because th
We are trying to figure out how to pay them something because the maximum I can afford they will not accept. Also when I ask them to send me things in writing, like if I will really be sent to their corporate office in 30 days to be reviewed for suing, they refuse and say they don't send anything in writing. Also my phone was shut off. I am really poor and I am just trying to get a handle on my finances.
I responded to you but, because there was an email address in my
I responded to you but, because there was an email address in my post, it has to be approved by a moderator before you'll see it. Hang tight. It should show up soon.
So probably getting sued by Ace Cash Express. Since no one he
So probably getting sued by Ace Cash Express.
Since no one here posts the real story of what happens and how long, I can answer this question: You have 90 days initially and if they hate you and are rude to you and screaming at you on the phone, harrassing you at work non-stop, they are the type to sue you. 90 days is how long until they can start to sue you. 90 days. That's the answer.