Maine help! Edison Patrick & Assoc collections

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Originally Posted by Anonymous I have done some digging and these are the people that called me & told me they were going to have me arrested. Edison, Patrick and Associates...very very unprofesional. I gave them my credit card info to take money out cause they scared me so bad....since then I have cancelled my card and filed complaints with the FTC..BBB & Attorney General. This is a PDL loan for either DJR for $250 or extra cash live $400 He is going to call me back tomorrow to harras me ...should I tell them that i filed complaint and hang up on him? I cant be arrested for this right?

you did the right thing as the moron at EP broke the law in threatening arrest.i would also file a police report as again whoever this cretin is broke the law with their call.so no the idiot can't and won't have you arrested.

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Originally Posted by Anonymous Even if he broke the law, you still had a debt to pay, go to the oc and pay your debt, don't let this ruin your day, you've got to make it a pet! Just cause you got called by a cretin doesn't mean it you can't go out a meetin... Companies to pay your bills!

Let me guess, home schooled?

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Originally Posted by Shazzers Let me guess, home schooled?

nah,either an employee of said EP or a belford high graduate.either way a total humanoid.

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Originally Posted by Shazzers Let me guess, home schooled?

Really, that's the best you have? Using home schooling as an insult in this day and age. With as many flunkies coming out of government school? I should be so lucky to be home schooled. But at any rate, you attempt to belittle me why? Because I made a crummy rhyme for a debtor to pay his bill? Without insulting him or anyone else on this site, telling him to RESOLVE the issue even through the OC, not at the CA which called him. That's comical to me, using home school as an insult, shows what type of person you are, and nobody tells these debtors to actually RESOLVE THEIR DEBT. I love this website, it's like a debtor safe haven. You people don't help these people resolve their debts, you simply bash CA's & tell them to file bankruptcy. This is sad, you guys are just trying to milk these debtors who actually ask for help. Website filled with adverts, not really giving these debtors any kind of resolution. You guys aren't helping anyone here, you're just jumping on band wagons and telling people how to buck their responsibilities. This isn't the first time I've seen it from the MODERATORS on this website. Real contribution to society guys. Now why don't you tell the people who actually come here for help how much money you make off of them. Doesn't seem to me like you people really give a hoot about anyone on here.

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Originally Posted by paulmergel nah,either an employee of said EP or a belford high graduate.either way a total humanoid.

I still think it's funny how you call people humanoid like it's an insult. What does that make you if you use it in such a negative way?

And no, I'm not an employee of said CA, but I know people who work there. And I'm sorry if you have this image in your mind that collectors are complete scumbags, because they try to get people to resolve their debt. Granted not always in a nice way. Sometimes resulting to lying because people won't resolve the issue otherwise. But I'm also sorry for said debtor who lives beyond his means and wishes not to resolve said debt because he doesn't feel he owes it. I know a lot of people in the collection industry, and the majority of them are just trying to make a living for their family. Sorry you don't see it that way, because to you it's only about giving help to the helpless, when said helpless brought this upon themselves. The only person you're doing a favor for is yourself, boosting your own ego when people like me come in here telling a debtor to pay his bill. It's funny how that works, you don't actually help people as you do tell them not to pay their bills to either the CA or the OC because it's probably not in your best interest.

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Originally Posted by Anonymous The above posts brought to you by Daniel Kneale, owner of said collections agency. Look around you'll find his info plastered around the internet and also information about his link to another agency from the same building.

You're a dumbass, I'm not Daniel Kneale. If you knew anything about this particular company or the people associated with it (That includes Daniel himself) Than you would know who I am. I am not affiliated with that company in any other way than having a personal friendship with Mr. Kneale. I also know people at a few other agencies in this town. But I find it funny how you attempted to disclose my identity, even though you failed.
Don't be mad because you know what I said makes sense. You can try to belittle me & call me other people all you want. Attempt to discredit my statement but it'll fail, just like how you failed at knowing who I am. The fact of the matter is this website doesn't do jack to help the people that post on it. And collections isn't an evil business despite what so many people think. It could be a thousand times worse than this if Debtor's Jail still existed from the crown that we fought to get out from under. Of course none of you give a crap about that, because you all want something for nothing. You feel like the victim because somebody called you and told you something about a bill you never paid. So you decided to dispute it and then someone lied to you about it and said you may go to jail. But then you decided it'd be worth it to pay it because you didn't want to go to jail.
So whose fault is it really? The collector's for lying to you about something you should know can't happen? Or yours for not reading fine print on a debt you have, or willingness to resolve it?

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Originally Posted by Anonymous You're a dumbass, I'm not Daniel Kneale. If you knew anything about this particular company or the people associated with it (That includes Daniel himself) Than you would know who I am. I am not affiliated with that company in any other way than having a personal friendship with Mr. Kneale. I also know people at a few other agencies in this town. But I find it funny how you attempted to disclose my identity, even though you failed. Don't be mad because you know what I said makes sense. You can try to belittle me & call me other people all you want. Attempt to discredit my statement but it'll fail, just like how you failed at knowing who I am. The fact of the matter is this website doesn't do jack to help the people that post on it. And collections isn't an evil business despite what so many people think. It could be a thousand times worse than this if Debtor's Jail still existed from the crown that we fought to get out from under. Of course none of you give a crap about that, because you all want something for nothing. You feel like the victim because somebody called you and told you something about a bill you never paid. So you decided to dispute it and then someone lied to you about it and said you may go to jail. But then you decided it'd be worth it to pay it because you didn't want to go to jail. So whose fault is it really? The collector's for lying to you about something you should know can't happen? Or yours for not reading fine print on a debt you have, or willingness to resolve it?

this post is a shining example of humanoid stupidity.let me knock you down a few pegs oh deluded one.

threatening jail is a crime.pure and simple.while you love to bring up debtors prison.it went away long before our descendents set sail for this new world.again your examples are horrid and you either work for,or defend bottomfeeders.that makes you a humanoid.nothing you said makes an ounce of sense.we do help people as this place has no right to collect a dime.we educate.now run along and let your buddy danny know you defended his place.i would say honor,but neither of you two have any of that.

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Originally Posted by paulmergel this post is a shining example of humanoid stupidity.let me knock you down a few pegs oh deluded one. threatening jail is a crime.pure and simple.while you love to bring up debtors prison.it went away long before our descendents set sail for this new world.again your examples are horrid and you either work for,or defend bottomfeeders.that makes you a humanoid.nothing you said makes an ounce of sense.we do help people as this place has no right to collect a dime.we educate.now run along and let your buddy danny know you defended his place.i would say honor,but neither of you two have any of that.

I never defended collectors threatening jail time. But at the same time it falls upon the debtor to KNOW that can't legally be done. Coming on here and asking about it shows their own ignorance on the matter. Anyone with half a brain in knowing of laws would know that's illegal, and follow through with appropriate actions to penalize said company. The people you "help" are too stupid to turn a wrench on their water heater the right way. Look at it how you want, I defend the collection industry because unfortunately in this CAPITALIST SOCIETY bad debt is a way of life. You're just angry at all collection agencies, I understand. People who were foreclosed on because of predatory lending, when it's always the companies fault. Never the consumer, for not knowing what he got himself into. People who fail to read the fine print, people who don't give a flying hoot about anything unless it benefits them. You can call me "humanoid" and "bottom feeder" all you want. Being that you know nothing about me, I don't take offense. You're just assuming things. But mark my words, this is the type of behavior that ruins empires. That's why we have greedy politicians who are slowly selling away our rights for their own greed. People don't want to think for themselves anymore, they'll believe anything anyone tells them to. That's why things like this exist, to help misinform the uneducated. And for the record, I've never once seen a conversation on here where someone actually said the CA verified their debt and was told to resolve it by any of you on here. Link me one when you find it becuase I can't. Also, I personally don't do collections, but I work at an agency and deal with foul mouthed people all day crying for verification even after it's been sent out. Also, the company I work for doesn't collect on payday loans. But that doesn't really mean anything to you now does it? Anyone who works at an agency is apparently a bottom feeder to you, no matter what type of debt it is. That just shows you what kind of attitude people have towards this type of business. Enjoy helping the public become welfare cases.

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Originally Posted by Anonymous I never defended collectors threatening jail time. But at the same time it falls upon the debtor to KNOW that can't legally be done. Coming on here and asking about it shows their own ignorance on the matter. Anyone with half a brain in knowing of laws would know that's illegal, and follow through with appropriate actions to penalize said company. The people you "help" are too stupid to turn a wrench on their water heater the right way. Look at it how you want, I defend the collection industry because unfortunately in this CAPITALIST SOCIETY bad debt is a way of life. You're just angry at all collection agencies, I understand. People who were foreclosed on because of predatory lending, when it's always the companies fault. Never the consumer, for not knowing what he got himself into. People who fail to read the fine print, people who don't give a flying hoot about anything unless it benefits them. You can call me "humanoid" and "bottom feeder" all you want. Being that you know nothing about me, I don't take offense. You're just assuming things. But mark my words, this is the type of behavior that ruins empires. That's why we have greedy politicians who are slowly selling away our rights for their own greed. People don't want to think for themselves anymore, they'll believe anything anyone tells them to. That's why things like this exist, to help misinform the uneducated. And for the record, I've never once seen a conversation on here where someone actually said the CA verified their debt and was told to resolve it by any of you on here. Link me one when you find it becuase I can't. Also, I personally don't do collections, but I work at an agency and deal with foul mouthed people all day crying for verification even after it's been sent out. Also, the company I work for doesn't collect on payday loans. But that doesn't really mean anything to you now does it? Anyone who works at an agency is apparently a bottom feeder to you, no matter what type of debt it is. That just shows you what kind of attitude people have towards this type of business. Enjoy helping the public become welfare cases.

I really take offense to your statement "The people you "help" are too stupid to turn a wrench on their water heater the right way." Let me tell you, I have a masters in nursing and am highly educated and if it wasn't for this forum giving me hope and advice, I would have completely drowned. Things happen in life that are beyond your control (unexpected death of a spouse, being diagnosed with cancer, loss of job, downturn in economy, etc.) and sometimes people out of desperation and without any place to turn, takes out high interest payday loans and gets trapped into a cycle that is impossible to get out of. Then to make matters worse, you are harassed by collectors who are rude, makes threats, and cusses at you instead of trying to work out a reasonable payment plan. I am not angry about collection agencies because I know that they too have a family that they are providing for. What I am mad about is how rude, nasty, and degrading collectors can be.

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Originally Posted by Lizzie1014 I really take offense to your statement "The people you "help" are too stupid to turn a wrench on their water heater the right way." Let me tell you, I have a masters in nursing and am highly educated and if it wasn't for this forum giving me hope and advice, I would have completely drowned. Things happen in life that are beyond your control (unexpected death of a spouse, being diagnosed with cancer, loss of job, downturn in economy, etc.) and sometimes people out of desperation and without any place to turn, takes out high interest payday loans and gets trapped into a cycle that is impossible to get out of. Then to make matters worse, you are harassed by collectors who are rude, makes threats, and cusses at you instead of trying to work out a reasonable payment plan. I am not angry about collection agencies because I know that they too have a family that they are providing for. What I am mad about is how rude, nasty, and degrading collectors can be.

Sorry if you take offense to that, but people who go get help on the internet aren't exactly the brightest bulbs in the box. On an additional note, my mother also has a masters in nursing, and my father was diagnosed with cancer. Now I know that some people live paycheck to paycheck and something like that would probably throw them into debt. But I'm referring to people who maliciously go out and get payday loans or rent to own property with no intention of ever paying or returning anything. If people did research for themselves on payday loans & title loans and actually KNEW what it would entail they wouldn't take them out. It's all about the reseach you do, and how you use it. As far internet forums like this go, it's only opinions and statements. The majority of the people who run this site or post on it as mods don't have any type of financial schooling. The majority of them are probably debtors themselves, possibly millionares who made their fortune ripping people off. And the also, the majority of the people who come here to find help don't honestly know where to look, that's why they come to a place like this. Meanwhile you have egotistical moderators who immediately bash said agency without actually trying to give the debtor resolution. The majority of sites commenting on the way collection agencies use their shady tactics are either collection attorneys themselves looking for paydays or debtors fed up with getting called. Don't get me wrong, I try to help my friends & neighbors when it comes to debt or finances, but I like most of the people on this site have no real degree or experience in the financial field, but from what I've learned at the years working in an agency & dealing with paperwork I can give people good advice on how to get out of debt or how to stay away from being in it.

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Originally Posted by Anonymous I never defended collectors threatening jail time. But at the same time it falls upon the debtor to KNOW that can't legally be done. Coming on here and asking about it shows their own ignorance on the matter. Anyone with half a brain in knowing of laws would know that's illegal, and follow through with appropriate actions to penalize said company. The people you "help" are too stupid to turn a wrench on their water heater the right way. Look at it how you want, I defend the collection industry because unfortunately in this CAPITALIST SOCIETY bad debt is a way of life. You're just angry at all collection agencies, I understand. People who were foreclosed on because of predatory lending, when it's always the companies fault. Never the consumer, for not knowing what he got himself into. People who fail to read the fine print, people who don't give a flying hoot about anything unless it benefits them. You can call me "humanoid" and "bottom feeder" all you want. Being that you know nothing about me, I don't take offense. You're just assuming things. But mark my words, this is the type of behavior that ruins empires. That's why we have greedy politicians who are slowly selling away our rights for their own greed. People don't want to think for themselves anymore, they'll believe anything anyone tells them to. That's why things like this exist, to help misinform the uneducated. And for the record, I've never once seen a conversation on here where someone actually said the CA verified their debt and was told to resolve it by any of you on here. Link me one when you find it becuase I can't. Also, I personally don't do collections, but I work at an agency and deal with foul mouthed people all day crying for verification even after it's been sent out. Also, the company I work for doesn't collect on payday loans. But that doesn't really mean anything to you now does it? Anyone who works at an agency is apparently a bottom feeder to you, no matter what type of debt it is. That just shows you what kind of attitude people have towards this type of business. Enjoy helping the public become welfare cases.

really?you contradict yourself with your first statement gump.this place does threaten arrest.btw anybody who comes on here and even hints that people are taking loans with no intention of paying them back is ignorant.i have dealt with legit collectors,and i usually get a letter of collection before any call.if i ask them to re-send it.they have no issue with that.i am guessing you do work for either a JDB,RENT-A-LAWYER,OR A COMPLETE SCAM.either way i no longer have any use for a fillibustering moron.come on again it's deleted.one last btw.it took you long enough to respond.i guess you really had to get your hypocrisy in order.

THREAD LOCKED.i'm tired of a collection clown coming on here spouting the same lines only in a different way.