Info for Check N Go EPP in Texas

Date: Thu, 09/23/2010 - 14:09

Submitted by A L G
on Thu, 09/23/2010 - 14:09

Posts: 10 Credits: [Donate]

Total Replies: 3

I was going to default on my Check N Go PDL tomorrow (it was due in full) and called the corporate office to see what my options were. I had heard that an EPP is not available in TX because they allow you to rollover 7 times - which the corporate office confirmed. I talked to 2 very nice people who were extremely helpful. They said they could do two things. They could put my account on a temporary freeze for 1 week and if after that week the payment went through and came back to them as NSF I would be sent to collections. However, AFTER you are sent to collections someone will call you and THEN YOU CAN get on a payment plan. So, as she put it, it is like a catch 22. You have to first go to collections before you can get on a payment plan, but at least there is an option for a payment plan! I'm hoping this will benefit some of my fellow Texans in my position. I was worried and they were extremely nice and helpful. Don't be afraid to call and ask!!! The number I called was 800-723-7022 and I spoke to a lady named Tony. Good luck!

My experience with them has been awful! I have been a customer

My experience with them has been awful! I have been a customer off and on for 2 and a half years. I got loan at beginning of year for $1400, and after renewing it six times at over $300 a month, was not able to pay in June. Went to collections. They wanted $1500. I paid them $500, and then things got worse. I am only paid monthly and they were calling and threatening me and I tried setting up payments in middle of month, and there was no money there. I talked wth them constantly keeping them aware that my situation would get better. Talked to them on August 27th and told them I would make a payment a week later. They said okay. Three days later they sent me to VCS, a collection agency. On Sept 7th I made $100 payment with VCS to show my good faith. Lady said she could settle it for an additional $700, which I did not have. Today, VCS sends me a demand letter wanting $1139, even though I have already paid them $100! Said I have until today to pay it! I have recontacted check no go in hopes of getting away from abusivie collector. Any advice?

lrhall41

Submitted by on Thu, 09/23/2010 - 15:18

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They allow you to roll over 7 times in Ohio too, but they still

They allow you to roll over 7 times in Ohio too, but they still offer the EPP of 4 payments.

lrhall41

Submitted by OhioGal1 on Fri, 09/24/2010 - 05:18

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after defaulting on checkngo they were soooooo easy to workwith

after defaulting on checkngo they were soooooo easy to workwith to pay off the balance. They asked me what payment plan i had in mind and i gave them one with differnt amounts paying off the loan in 6 paychecks. They accepted right away and thanked me for taking care of my obligation.

Just 3 more to default and arange.. Last EPP payment with CashnetUSA is tommorow and then ill add a new one.

lrhall41

Submitted by on Thu, 12/09/2010 - 16:06

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