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Questions about Avante, attempting to collect college debt

Date: Thu, 09/23/2010 - 17:23

Submitted by anonymous
on Thu, 09/23/2010 - 17:23

Posts: 202330 Credits: [Donate]

Total Replies: 4


In 2005 I signed up for a class at Colorado Technical Univeristy CTU. Before completing the process I dropped the classes and opted out. Never signed into the site, never started a class. They did sent me some materials. I got a bill for over 600 dollars a few weeks later. I called and offered to send back everything they sent to me. They said they didn't want them back just that i had to pay my bill. I never did anything with this college, and this struck me as being a scam. A regular college will allow you up to 2 weeks to drop a class or course and refund you your money in full.

Over 5 years has past now and Avante USA collection agency is now calling me at work asking me to pay this bill. I have no issues with them sending me letters, or calling me at my personal number. But this is my job and could cause me issues if they keep calling me there. What can I do? Any advise would be great.

Thanks,


What a regular college does is irrelevant....every school has its own withdrawal policy that you agree to when you sign up. You will need to verify with the school when you withdrew in relation to their refund policy.

Per the FDCPA, all you need to tell them is "don't call me at work, I cannot receive personal calls". Tell them straight out to call you at home.


lrhall41

Submitted by SOAPLADY on Thu, 09/23/2010 - 18:45

( Posts: 17315 | Credits: )


Quote:

Originally Posted by SOAPLADY
What a regular college does is irrelevant....every school has its own withdrawal policy that you agree to when you sign up. You will need to verify with the school when you withdrew in relation to their refund policy.
Per the FDCPA, all you need to tell them is "don't call me at work, I cannot receive personal calls". Tell them straight out to call you at home.


Hi Thanks for this information. So even if I do owe them something, how could it amount to 600+ dollars?

I could certianly understand 100 or 200 ... But 600?

I did tell them this was my work number, they cut me off saying something to the effect of they are happy I have a job, and since I am not paying they will keep calling..


lrhall41

Submitted by on Thu, 09/23/2010 - 20:56

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Quote:

Originally Posted by SOAPLADY
What a regular college does is irrelevant....every school has its own withdrawal policy that you agree to when you sign up. You will need to verify with the school when you withdrew in relation to their refund policy.
Per the FDCPA, all you need to tell them is "don't call me at work, I cannot receive personal calls". Tell them straight out to call you at home.


Also. Do you know how long they have to collect in Oklahoma? I was thinking it was only 5 or 6 years?


lrhall41

Submitted by on Thu, 09/23/2010 - 21:12

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Statute of limitations is 6 years in OK. You're probably approaching that date, which is why you're being called. You need to verify your mailing address with these folks and tell them you are not allowed to receive calls at work. They should be sending you a letter of collection. If you dispute the amount owed, you have 30 days to respond to that letter with a validation of debt request. As an aside, it's not uncommon for 1 college-level school book to cost upwards of $600. Education can be expensive.


lrhall41

Submitted by OhioGal1 on Fri, 09/24/2010 - 07:36

( Posts: 5253 | Credits: )