In over my head
Date: Fri, 09/24/2010 - 09:05
Kingston Financial borrowed $200 (payed $356 in service charges)
When I called this company, it sounded really fishy and wouldnt give me any information with out first having my Social
Ameriloan borrowed $150 (payed $456)
OneClickCash borrowed $150 (payed $515)
DJR Group i never authorized to put money in my account, but the did anyway to the amount of $150
My question is, are any of these companies licensed or legal to lend in the State of Florida, because of them my account has been continuously overdrawn for the past month and I have had to ask my employer to issue me paper checks for the time being so atleast i have some money. When I called Bank of America, they told me that I could put a stop payment on the transactions but it would be a $35 dollar fee for each one. What can I do?
All the PDL lenders are illegal in your state. Close your bank a
All the PDL lenders are illegal in your state. Close your bank account or at least make it 'deposit only' to save it from these illegal lenders. Check out the following link to know how to deal with these illegal lenders: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html
When I called Kingston Financial about calling my work or refere
When I called Kingston Financial about calling my work or references, all I heard were UK accents, and it sounded like they were based out of the UK, but if all of these PDL's are illegal in Florida, why do they even lend in the state, and is there anyway of getting back the money that I overpayed them
You should send them a letter/email/fax, stating that you want a
You should send them a letter/email/fax, stating that you want a refund of the excess amount paid and a PIF. Although, it's not sure that the illegal PDLs will listen to your request but you should give it a try. Also, file cases with your states' AG.
If they don't respond to your letter, keep sending the same mail again and again. You will be heard.
Make sure your checking account is closed completely or at least
Make sure your checking account is closed completely or at least put on deposit only status BEFORE you contact the PDLs.
Good point Pachacutec. Yes OP, you must close your account or at
Good point Pachacutec. Yes OP, you must close your account or at least make it 'deposit only' before sending the mails to the PDLs. Once they receive your mail, they will try to hit your account and if it's not closed, then they will lynch you of your last penny.
Alright well i put my account on deposit only, so i will have to
Alright well i put my account on deposit only, so i will have to wait and see for next thursday to see what happens, but if i understand it right, I dont owe them any more money right?
Return the $150 that has been deposited in your account by DJR G
Return the $150 that has been deposited in your account by DJR Group. Other than that, the PDL companies owe a refund to you.
Thanks for the help you guys, but one last question, does anyone
Thanks for the help you guys, but one last question, does anyone have any email address for the DJR Group, i cant seem to find it online
Quote:Originally Posted by RckFlorida1Thanks for the help you gu
Quote:
Originally Posted by RckFlorida1 Thanks for the help you guys, but one last question, does anyone have any email address for the DJR Group, i cant seem to find it online |
CLICK HERE to find out how to deal with illegal lenders.
DJR Group, LLC AKA/DBA's
Platinum B Services
CMG Groups LLC
SJM Group LLC
SSM Group
Summit Group
Address for all the above:
11 E GREGORY BLVD, SUITE 200, KANSAS CITY, MO. 64114-1472
e-paydayloan dot com
Ok so i thought that putting a deposit only on my account would
Ok so i thought that putting a deposit only on my account would stop these companies from getting into my account, apparently not, I checked this morning and somehow they got into it and put me more into the negative. What should I do?
Quote:Originally Posted by RckFlorida1Ok so i thought that putti
Quote:
Originally Posted by RckFlorida1 Ok so i thought that putting a deposit only on my account would stop these companies from getting into my account, apparently not, I checked this morning and somehow they got into it and put me more into the negative. What should I do? |
CLOSE YOUR ACCOUNT! Sounds like the bank made a mistake, go in and speak to the branch manager (no one else will do).
I can not close my account due to a negative balance on it with
I can not close my account due to a negative balance on it with Bank of America, I did spend about an hour on the phone disputing the claims with them, now I got paid today from work and when i went to a credit union to open a new account, they said that my account was flagged with ChexSystems, and that the only way to get around it was to get a letter from BofA stating that there are fraudulent charges on my account, hopefully that will be in tomorrow. Now when i was explaining this to Bank of America they said that my account is still open and I am doing the right thing by keeping my account in the negative, and that since my account is still open, that I have not been reported to ChexSystems, and that they have no idea how my account wound up on there