debt

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Originally Posted by Anonymous my banks wont give me a loan to consoldate my debtis. Every payment I make is interest How do i get out of this situation?

I don't know what type of loans you have out, but you might want to consider Consumer Credit Counseling. They will negotiate with creditors on your behalf to eliminate or reduce interest and late fees. How it works in Ohio is that Consumer Credit sets you up on a program where you make an affordable payment to them. They then negotiate with your creditors to reduce or eliminate interest and late fees. I had over $4,500 in credit cards. Every month, I was paying the minimum and the balance was never going down. I joined Consumer Credit and after 14 months, I am now credit card debt free.