Mypaydayloan.com
Date: Tue, 09/28/2010 - 09:13
I have paid MYPAYDAYLOAN.COM $2158.00 on a $625.00 loan over the past year. I closed my bank account and they have been sending me threatening emails, constantly harrasing me at work, even after my boss told them to stop calling. They have now inflated what I owe to 1029.00. I told them I am not paying them another dime because I have more than paid back the principal amount and they need to send me a PIF and refund the amount I overpaid. Now they are saying I am governed by Costa Rica Law and I agreed to that when I signed my loan documents and they are going to forward my account to Detex Collections and that they are considering filing charges on me for bad checks and I may be procescuted, fined and serve jail time!!!!! I know they can't do that. I am in Texas, but I realize these crazy people are not licensed anywhere in the US.
Has anyone had success in getting these people off your back? I have seen previous posts where people are having the same problems with them, but I was wondering if anyone has had success in getting them to back off. I filed a complaint with the FTC already. Any advice on what I should do? Thanks
Has anyone had success in getting these people off your back? I have seen previous posts where people are having the same problems with them, but I was wondering if anyone has had success in getting them to back off. I filed a complaint with the FTC already. Any advice on what I should do? Thanks
I think you need to contact the [COLOR=#000000][FONT=Times New R
I think you need to contact the [COLOR=#000000][FONT=Times New Roman][LEFT][COLOR=#1E1E1E]Texas Office of Consumer Credit Commissioner and inform them about this. They are the PDL regulator in your state and will help you.
Also, contact your states' AG and file a complaint against them.
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Write them a stern letter stating the facts regarding their lega
Write them a stern letter stating the facts regarding their legality, etc., certified, return receipt requested, date it, and keep a copy for yourself, send it to:
mypaydayloan, 8 AVO PISO OFICINA 8-4, SAN JOSE, MEXICO.
Send a copy of your letter to your state attorney general's office. Meanwhile, I would get my phone number changed if I were you.
As far as the third party collector, you have rights and are protected by the FDCPA, google it and educate yourself on your rights.
Quote:Originally Posted by AnonymousI have paid MYPAYDAYLOAN.COM
Quote:
Originally Posted by Anonymous I have paid MYPAYDAYLOAN.COM $2158.00 on a $625.00 loan over the past year. I closed my bank account and they have been sending me threatening emails, constantly harrasing me at work, even after my boss told them to stop calling. They have now inflated what I owe to 1029.00. I told them I am not paying them another dime because I have more than paid back the principal amount and they need to send me a PIF and refund the amount I overpaid. Now they are saying I am governed by Costa Rica Law and I agreed to that when I signed my loan documents and they are going to forward my account to Detex Collections and that they are considering filing charges on me for bad checks and I may be procescuted, fined and serve jail time!!!!! I know they can't do that. I am in Texas, but I realize these crazy people are not licensed anywhere in the US. Has anyone had success in getting these people off your back? I have seen previous posts where people are having the same problems with them, but I was wondering if anyone has had success in getting them to back off. I filed a complaint with the FTC already. Any advice on what I should do? Thanks |
I have been fighting with these idiots for at least 6 months now. I took out a loan for $775 and have paid back $1,550. They say I still owe $950!!! I think not! I have filed complaints with the OH Attorney General's Office and FTC. The last time I heard from them was July 14 (at least they have stopped calling). However, I still have not gotten a paid in full letter or refunds. I send them emails every day, but think they are ignoring me. If you get your account resolved, let me know how you did it.
Quote:Originally Posted by Lizzie1014I have been fighting with t
Quote:
Originally Posted by Lizzie1014 I have been fighting with these idiots for at least 6 months now. I took out a loan for $775 and have paid back $1,550. They say I still owe $950!!! I think not! I have filed complaints with the OH Attorney General's Office and FTC. The last time I heard from them was July 14 (at least they have stopped calling). However, I still have not gotten a paid in full letter or refunds. I send them emails every day, but think they are ignoring me. If you get your account resolved, let me know how you did it. |
If I do I will let you know. So does the collection agency (Detex) bug you now? Did they (MYPAYDAYLOAN.COM)threaten you with bad check prosecution also? They are so rude! I get hateful and threatening emails from Ericka and Ashleigh daily. They refuse to listen and they love to quote court cases and laws trying to prove Costa Rica law prevails over US law!!!!!!! It's actually quite hilarious at times!!!!!! How long did they call you before they stopped in July. I can change my phone number, but I can't change my work number and my boss is the one who is getting angry that they won't stop calling after they were told I couldnt get calls at work. They said they don't have to follow our US collection laws. My boss finally decided that she is going to tell them I got fired and don't work here anymore because they wouldn't stop calling!!!!! Ha Ha Ha Ha!!!!!
