Need Help with Payday Loan Yes and Fast Cash Adnace
Date: Tue, 09/28/2010 - 09:37
Submitted by illinoismoneytroubles
on
Tue, 09/28/2010 - 09:37
Total Replies: 1
Hello,
I am in Illinois and I have two loans that I am trying to deal with. One is for PaYdAY Loan Yes and the other is for Fast Cash Advance.
I have sent out my ACH revocations and my Wage Assignment Revocations.
Payday Loan Yes i took out a $350.00 loan and have paid back $315.00 in interest fees. I know that i do still owe them $35.00.
Fast Cash Advance I took out a $250.00 loan and have paid back $85.00 in interest fees. I know that i still owe this company $165.00 as well.
So far i was getting no response as to how to pay the money that I owe. I recently rec'd a serious of nasty emails from a "KEVIN HARRIS" branch manager and a KAREN TIMS" branch manager. I was told that I could not have a physical address to send my payment to and the only option i had was to either give my checking account info or to use a credit card.
Also they still are unwilling to accept only the money that is owed for these accounts. and want one large payment to pay off both loans together. But i do not trust that they would apply the correct amount of money to both loans.
What do i do now? Below are two of the emails i have received
______:
Your request to close loan account for $35 has been denied.
We do not accept any type of check or money orders. We do not accept any type of payment through any type of mail service. Your loan payoff offer as listed below will expire tomorrow at 1:00 PM, EST
Your email has been placed in "rejection" status.Reason: Failure to provide the required payment confirmation information.
I appreciate your prompt response, however, your email is not the required payment confirmation. To take advantage of the loan payoff you will need to email back today your complete payment authorization, which you will find listed below in my original email. Once you have done that I will then be able to freeze your account balance and remove you from further collection actions.
Regards,
Karen Tims
Say what you will but it's you who needs a payday loan...Not me...everyone makes mistakes and yours was getting one of these loans...we will see who's laughing after they ripp into your money...Oh !!...you don't have any that's why you got a loan and don't want to pay it back...and as for your attorney I'm sure you can't retain or afford one...you cant even pay this loan back but I like folks like you...cause you guys are always calling back just begging how can you take care of this matter after it's been sold to an outside collection agency and on to court.....Good Luck....PAL
[INDENT]Mr. Harris
[/INDENT]
I am in Illinois and I have two loans that I am trying to deal with. One is for PaYdAY Loan Yes and the other is for Fast Cash Advance.
I have sent out my ACH revocations and my Wage Assignment Revocations.
Payday Loan Yes i took out a $350.00 loan and have paid back $315.00 in interest fees. I know that i do still owe them $35.00.
Fast Cash Advance I took out a $250.00 loan and have paid back $85.00 in interest fees. I know that i still owe this company $165.00 as well.
So far i was getting no response as to how to pay the money that I owe. I recently rec'd a serious of nasty emails from a "KEVIN HARRIS" branch manager and a KAREN TIMS" branch manager. I was told that I could not have a physical address to send my payment to and the only option i had was to either give my checking account info or to use a credit card.
Also they still are unwilling to accept only the money that is owed for these accounts. and want one large payment to pay off both loans together. But i do not trust that they would apply the correct amount of money to both loans.
What do i do now? Below are two of the emails i have received
______:
Your request to close loan account for $35 has been denied.
We do not accept any type of check or money orders. We do not accept any type of payment through any type of mail service. Your loan payoff offer as listed below will expire tomorrow at 1:00 PM, EST
Your email has been placed in "rejection" status.Reason: Failure to provide the required payment confirmation information.
I appreciate your prompt response, however, your email is not the required payment confirmation. To take advantage of the loan payoff you will need to email back today your complete payment authorization, which you will find listed below in my original email. Once you have done that I will then be able to freeze your account balance and remove you from further collection actions.
Regards,
Karen Tims
Say what you will but it's you who needs a payday loan...Not me...everyone makes mistakes and yours was getting one of these loans...we will see who's laughing after they ripp into your money...Oh !!...you don't have any that's why you got a loan and don't want to pay it back...and as for your attorney I'm sure you can't retain or afford one...you cant even pay this loan back but I like folks like you...cause you guys are always calling back just begging how can you take care of this matter after it's been sold to an outside collection agency and on to court.....Good Luck....PAL
[INDENT]Mr. Harris
[/INDENT]
If it were me, I would tell them no address means no payments, a
If it were me, I would tell them no address means no payments, and leave it at that. It's up to them, you can't force them to give you an address and if they don't then they have obviously made a choice. Just make sure your account is closed.
