PDL help - NCA threatening to sue me
Date: Thu, 09/30/2010 - 13:32
Quote:Originally Posted by Tanyka WilliamsSo here it is. I have
Quote:
Originally Posted by Tanyka Williams So here it is. I have 6 PDL in NC. I put a stop payment through my bank and have emailed them the stop payment letter. Yesterday got a voicemail from national credit adjusters, called the guy back (John King) and informed him that my AG in my state stated that PDL are illegal. Then they told me that they would sue me for writing bad checks. I have already filed with the AG office FTC and BBB. One pdl told me that they will call anyone they want to according to the contract. So here is my question. Can NCA really take me to court for bad checks. They have already called my employer. What a mess.... |
nartional credit adj are a bottomfeeder.you never wrote a check to these online pdl's so they are just throwing terms out there to scare you,or attempt to scare you.file a new set of complaints about this illegal pdl collector.then let your employer know this.then hang up,or ignore them like the pdl's as they can do nothing but call,and be stupid.last btw writing bad checks is a crime,and again you never wrote a check to these places.just shows how idiotic these places are.
Thank you for the advice. I have been losing my sanity trying t
Thank you for the advice. I have been losing my sanity trying to deal with them....I will continue to post on the outcome of this situation. I just mailed off C & D letters to them certified and filed a complaint with the AG office, BBB and FTC. Hopefully I can get the money back that I paid above the principal which right now is about $1,100.
Quote:Originally Posted by Tanyka WilliamsThank you for the advi
Quote:
Originally Posted by Tanyka Williams Thank you for the advice. I have been losing my sanity trying to deal with them....I will continue to post on the outcome of this situation. I just mailed off C & D letters to them certified and filed a complaint with the AG office, BBB and FTC. Hopefully I can get the money back that I paid above the principal which right now is about $1,100. |
hey, just a couple questions if you have some free time......who did you talk to at your employer about these calls? who were they actually talking to when they called? also, what did you write in your C & D letters, I am not sure how to word them. thanks
Hi pleasehelpme, Go to the following link and check out the let
Hi pleasehelpme,
Go to the following link and check out the letter which you can use to send to illegal PDL lenders: http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html
Now I know I owe 3pdl internet payday loan companies. And I had
Now I know I owe 3pdl internet payday loan companies. And I had a call come throu on my phone today stated that the company was a cash loan and they will take me to court for writing bad checks. Now I did call them and told them that I lost my job and one of the companies that I owe bought the debt from Cardinal Mgt the company that bought the debt was National Credit Adjusters so they was ok and I told them what had happen. Now Yellowdale keep adding interest and they told me the only way that I could clear up my debt with them is to give them update checking account informtion but I refuse to cause I don't want my new account messed up. This is what I have out there
1Loanpoint USA-$300
2.Cardinal Mgt which is National Credit Adjusters $240
3.Yellowdale-$200 Interest $836 tot is $1,036 they told me interest would keep coming until I give the new account information
Now this company that called today was from a Philip Jones from 253-785-0588 he said that they would sue me and the papers were going to my job or my home and I would have to go to court and I reapeatly asked who are you sound like they are in a foregin country and he kept putting me on hold to locate my account and he said I took out a cash loan but he would not tell me what company it was from. So any advice please would help me I notify the news here in town and ask one of the reporters the same question.