Payday Loan Consolidation
Date: Thu, 09/30/2010 - 14:23
i found this board looking for info on langhorne. i heard mixed
i found this board looking for info on langhorne. i heard mixed reviews and learned for me it was easier and cheaper to do it myself, which i did :)
what state are you in, where did you borrow, how much was borrowed how much was paid back? you may not even legally owe anymore!
I wouldn't recommend a debt assistance program if any of your le
I wouldn't recommend a debt assistance program if any of your lenders are Internet lenders, the chances are pretty high they are illegal if they were obtained from the Internet.
Quote:Originally Posted by bea2lsi found this board looking for
Quote:
Originally Posted by bea2ls i found this board looking for info on langhorne. i heard mixed reviews and learned for me it was easier and cheaper to do it myself, which i did :) what state are you in, where did you borrow, how much was borrowed how much was paid back? you may not even legally owe anymore! |
I'm in MO.
Zip 19 - $485 (they take $582 as full payment each time and then I have to get a reloan...to pay on other ones!
PayDayOne - $500 loan, paid at least $450
Urgent Cash - $500 loan, paid at least $450
CashNet USA - $500 loan, paid $450
Pay1Day - 4 loans that total about $600 and I pay $135 every payday for a LOOOONNNGGGG time! CRAP!
They all just took money out from this check today so I'm going to try to close my account this weekend or the beginning of next week.
PaydayOne and Cashnetusa offer extended payment plans, but you w
PaydayOne and Cashnetusa offer extended payment plans, but you will have to ask for it. I don't think any of your other lenders are licensed/legal but I need to research them to be certain.
I stand corrected, Urgent Cash is also a licensed/legal lender,
I stand corrected, Urgent Cash is also a licensed/legal lender, Zip and Pay1Day are NOT licensed/legal lenders. CLICK HERE to find out how to deal with illegal lenders.
Quote:Originally Posted by ShazzersI stand corrected, Urgent Cas
Quote:
Originally Posted by Shazzers I stand corrected, Urgent Cash is also a licensed/legal lender, Zip and Pay1Day are NOT licensed/legal lenders. CLICK HERE to find out how to deal with illegal lenders. |
Should I close my account before talking to the "legal" lenders? How do they allow you to pay it back on an EPP? I probably can't afford to pay 3 of them off in 4 payments! Thanks for all your help!